{"id":54689,"date":"2026-04-19T22:44:49","date_gmt":"2026-04-19T19:44:49","guid":{"rendered":"https:\/\/www.cobalt.legal\/?p=54689"},"modified":"2026-04-19T22:47:50","modified_gmt":"2026-04-19T19:47:50","slug":"tartu-hlu-varjab-loogi-all-hoiuste-suurust-pensionarid-on-murest-murtud-ma-ei-saa-aru-mis-toimub","status":"publish","type":"post","link":"https:\/\/www.cobalt.legal\/et\/news-cases\/tartu-hlu-varjab-loogi-all-hoiuste-suurust-pensionarid-on-murest-murtud-ma-ei-saa-aru-mis-toimub\/","title":{"rendered":"Tartu HL\u00dc varjab l\u00f6\u00f6gi all hoiuste suurust, pension\u00e4rid on murest murtud. \u201cMa ei saa aru, mis toimub\u201d"},"content":{"rendered":"<p><em>6. veebruaril ilmus <a href=\"https:\/\/www.aripaev.ee\/uudised\/2026\/02\/06\/tartu-hlu-varjab-loogi-all-hoiuste-suurust-pensionarid-on-murest-murtud-ma-ei-saa-aru-mis-toimub\">\u00c4rip\u00e4evas<\/a> artikkel raskustes Tartu hoiu-laenu\u00fchistu keerulisest olukorrast, milles k\u00e4sitletakse hoiustajate riske ning saneerimisprotsessiga seotud \u00f5iguslikke k\u00fcsimusi. COBALTi partner ja vandeadvokaat <span style=\"color: #9fffec;\"><a style=\"color: #9fffec;\" href=\"https:\/\/www.cobalt.legal\/et\/people\/annika-peetsalu\/\">Annika Peetsalu<\/a><\/span> t\u00f5i artiklis v\u00e4lja kaks ohtu, mis hoiustajatel kerkivad, kui \u00fchistu l\u00e4heb saneerimisele.<\/em><\/p>\n<p>\u00dcks on see, et saneerimine v\u00f5ib luhtuda. Teine oht on, et saneerimiskava ei pruugi nende huvides olla. Kui saneerimine p\u00f5rub, ootab ees pankrot. Selleks ajaks on \u00fchistul ka v\u00e4hem raha, sest seda on saneerimisprotsessile kulunud. Pankrotis \u00fchistust saavad hoiustajad j\u00e4llegi v\u00e4hem raha tagasi ja pankrotihaldur tahab samuti oma tasu.<\/p>\n<p><a href=\"https:\/\/www.cobalt.legal\/et\/people\/annika-peetsalu\/\">Peetsalule<\/a> j\u00e4i silma, et \u00fchistu viitab v\u00f5imalikele juhtimisvigadele ja probleemsetele laenudele. Kui nii on, siis peaks juhatus sellega kohe tegelema, et kahju h\u00fcvitataks. Hiljem pankrotti triivides on raske k\u00e4tte saada vara, mis praegu on veel k\u00e4eulatuses.<\/p>\n<p>\u201cMida kauem on rikkumisest aega m\u00f6\u00f6das, seda keerulisemaks v\u00f5ib muutuda t\u00f5endamine, vara v\u00f5idakse edasi kantida,\u201c selgitas <a href=\"https:\/\/www.cobalt.legal\/et\/people\/annika-peetsalu\/\">Peetsalu<\/a>. \u201dSaneerimise kuritarvitamist sellistel eesm\u00e4rkidel on kahjuks praktikas ette tulnud.\u201c<\/p>\n<p>Saneerimine annab \u00fchistule kaitse ajaks, kui oma tegevuskava kokku paneb. Peetsalu soovitas hoiustajatel p\u00fcsida valvas. Hoiustaja saab j\u00e4lgida, kas tema n\u00f5ue on kavva \u00f5igesti kirja l\u00e4inud, kas kava on realistlik ja lubadustest peetakse kinni.<\/p>\n<p>Selge ohum\u00e4rk on, kui makseid ei plaani \u00fchistu teha l\u00e4hiajal, vaid l\u00fckkab neid kavas kuhugi tulevikku \u2013 siis tuleb kava vastu h\u00e4\u00e4letada. <a href=\"https:\/\/www.cobalt.legal\/et\/people\/annika-peetsalu\/\">Peetsalu<\/a> p\u00f5hjendas, et sarnased olukorrad on tihti l\u00f5ppenud pankroti ja t\u00fchjade pihkudega.<\/p>\n<p>Uus hoiu-laenu\u00fchistu seadus, mis v\u00f5idakse peagi vastu v\u00f5tta, surub \u00fchistut praegu kindlasti rohkem nurka. \u00dchistut varitseb pankrot. Eriti kui Tartu HL\u00dc ei suuda uusi n\u00f5udeid t\u00e4ita v\u00f5i on vaja uusi hoiuseid kaasata ja laene v\u00e4ljastada. <a href=\"https:\/\/www.cobalt.legal\/et\/people\/annika-peetsalu\/\">Peetsalu<\/a> hindas, et uue seaduse j\u00e4rgi oleks hoiustajatel pankroti puhul siiski parem seis, sest nende hoiused makstaks v\u00e4lja enne teisi pandiga tagamata n\u00f5uetega v\u00f5lausaldajaid. \u201cAnnab hoiustajatele mingigi eelise,\u201c leidis ta.<\/p>\n<p><a href=\"https:\/\/www.cobalt.legal\/et\/people\/annika-peetsalu\/\">Peetsalu<\/a> ei oska \u00f6elda, kas m\u00f5istlikum oleks praegu valida saneerimine v\u00f5i pankrot. S\u00f5ltub, kui palju vara \u00fchistul on. Punaseid lippe on praegu aga mitu. N\u00e4iteks on anal\u00fc\u00fcsitud, et numbritega on ehk manipuleeritud, ka pole \u00fchistu esitanud viimast aruannet. \u201cMajandusaasta aruande esitamata j\u00e4tmine usaldust kindlasti ei tekita,\u201c m\u00e4rkis <a href=\"https:\/\/www.cobalt.legal\/et\/people\/annika-peetsalu\/\">Peetsalu<\/a>. T\u00e4psemad andmed, mille pealt edasisi samme teha, on praegu vaid juhatusel.<\/p>\n<h4><span style=\"color: #9fffec;\">T\u00e4ispikka artiklit saab lugeda <a style=\"color: #9fffec;\" href=\"https:\/\/www.aripaev.ee\/uudised\/2026\/02\/06\/tartu-hlu-varjab-loogi-all-hoiuste-suurust-pensionarid-on-murest-murtud-ma-ei-saa-aru-mis-toimub\">siit<\/a>!<\/span><\/h4>\n","protected":false},"excerpt":{"rendered":"<p>6. veebruaril ilmus \u00c4rip\u00e4evas artikkel raskustes Tartu hoiu-laenu\u00fchistu keerulisest olukorrast, milles k\u00e4sitletakse hoiustajate riske ning saneerimisprotsessiga seotud \u00f5iguslikke k\u00fcsimusi. COBALTi partner ja vandeadvokaat Annika Peetsalu t\u00f5i artiklis v\u00e4lja kaks ohtu, mis hoiustajatel kerkivad, kui \u00fchistu l\u00e4heb saneerimisele. \u00dcks on see,..<\/p>\n","protected":false},"author":21,"featured_media":46265,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[28],"country":[84],"class_list":["post-54689","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized-et","country-estonia-et"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Tartu HL\u00dc varjab l\u00f6\u00f6gi all hoiuste suurust, pension\u00e4rid on murest murtud. \u201cMa ei saa aru, mis toimub\u201d | COBALT<\/title>\n<meta name=\"description\" content=\"6. veebruaril ilmus \u00c4rip\u00e4evas artikkel raskustes Tartu hoiu-laenu\u00fchistu keerulisest olukorrast, milles k\u00e4sitletakse hoiustajate riske ning saneerimisprotsessiga seotud \u00f5iguslikke k\u00fcsimusi. COBALTi partner ja vandeadvokaat Annika Peetsalu t\u00f5i artiklis v\u00e4lja kaks ohtu, mis hoiustajatel kerkivad, kui \u00fchistu l\u00e4heb saneerimisele.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cobalt.legal\/et\/news-cases\/tartu-hlu-varjab-loogi-all-hoiuste-suurust-pensionarid-on-murest-murtud-ma-ei-saa-aru-mis-toimub\/\" \/>\n<meta property=\"og:locale\" content=\"et_EE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tartu HL\u00dc varjab l\u00f6\u00f6gi all hoiuste suurust, pension\u00e4rid on murest murtud. \u201cMa ei saa aru, mis toimub\u201d | COBALT\" \/>\n<meta property=\"og:description\" content=\"6. veebruaril ilmus \u00c4rip\u00e4evas artikkel raskustes Tartu hoiu-laenu\u00fchistu keerulisest olukorrast, milles k\u00e4sitletakse hoiustajate riske ning saneerimisprotsessiga seotud \u00f5iguslikke k\u00fcsimusi. COBALTi partner ja vandeadvokaat Annika Peetsalu t\u00f5i artiklis v\u00e4lja kaks ohtu, mis hoiustajatel kerkivad, kui \u00fchistu l\u00e4heb saneerimisele.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.cobalt.legal\/et\/news-cases\/tartu-hlu-varjab-loogi-all-hoiuste-suurust-pensionarid-on-murest-murtud-ma-ei-saa-aru-mis-toimub\/\" \/>\n<meta property=\"og:site_name\" content=\"COBALT\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/CobaltLegal\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-19T19:44:49+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-19T19:47:50+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.cobalt.legal\/wp-content\/uploads\/2025\/06\/annika-peetsalu-cobalt-1024x683.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"683\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Liisa Kaseorg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Liisa Kaseorg\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/et\\\/news-cases\\\/tartu-hlu-varjab-loogi-all-hoiuste-suurust-pensionarid-on-murest-murtud-ma-ei-saa-aru-mis-toimub\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/et\\\/news-cases\\\/tartu-hlu-varjab-loogi-all-hoiuste-suurust-pensionarid-on-murest-murtud-ma-ei-saa-aru-mis-toimub\\\/\"},\"author\":{\"name\":\"Liisa Kaseorg\",\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/et\\\/#\\\/schema\\\/person\\\/d8b0370f727b4cacfc77cf53eb401d17\"},\"headline\":\"Tartu HL\u00dc varjab l\u00f6\u00f6gi all hoiuste suurust, pension\u00e4rid on murest murtud. \u201cMa ei saa aru, mis toimub\u201d\",\"datePublished\":\"2026-04-19T19:44:49+00:00\",\"dateModified\":\"2026-04-19T19:47:50+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/et\\\/news-cases\\\/tartu-hlu-varjab-loogi-all-hoiuste-suurust-pensionarid-on-murest-murtud-ma-ei-saa-aru-mis-toimub\\\/\"},\"wordCount\":415,\"publisher\":{\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/et\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/et\\\/news-cases\\\/tartu-hlu-varjab-loogi-all-hoiuste-suurust-pensionarid-on-murest-murtud-ma-ei-saa-aru-mis-toimub\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.cobalt.legal\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/annika-peetsalu-cobalt.png\",\"articleSection\":[\"Uncategorized @et\"],\"inLanguage\":\"et-EE\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/et\\\/news-cases\\\/tartu-hlu-varjab-loogi-all-hoiuste-suurust-pensionarid-on-murest-murtud-ma-ei-saa-aru-mis-toimub\\\/\",\"url\":\"https:\\\/\\\/www.cobalt.legal\\\/et\\\/news-cases\\\/tartu-hlu-varjab-loogi-all-hoiuste-suurust-pensionarid-on-murest-murtud-ma-ei-saa-aru-mis-toimub\\\/\",\"name\":\"Tartu HL\u00dc varjab l\u00f6\u00f6gi all hoiuste suurust, pension\u00e4rid on murest murtud. \u201cMa ei saa aru, mis toimub\u201d | COBALT\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/et\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/et\\\/news-cases\\\/tartu-hlu-varjab-loogi-all-hoiuste-suurust-pensionarid-on-murest-murtud-ma-ei-saa-aru-mis-toimub\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/et\\\/news-cases\\\/tartu-hlu-varjab-loogi-all-hoiuste-suurust-pensionarid-on-murest-murtud-ma-ei-saa-aru-mis-toimub\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.cobalt.legal\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/annika-peetsalu-cobalt.png\",\"datePublished\":\"2026-04-19T19:44:49+00:00\",\"dateModified\":\"2026-04-19T19:47:50+00:00\",\"description\":\"6. veebruaril ilmus \u00c4rip\u00e4evas artikkel raskustes Tartu hoiu-laenu\u00fchistu keerulisest olukorrast, milles k\u00e4sitletakse hoiustajate riske ning saneerimisprotsessiga seotud \u00f5iguslikke k\u00fcsimusi. COBALTi partner ja vandeadvokaat Annika Peetsalu t\u00f5i artiklis v\u00e4lja kaks ohtu, mis hoiustajatel kerkivad, kui \u00fchistu l\u00e4heb saneerimisele.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/et\\\/news-cases\\\/tartu-hlu-varjab-loogi-all-hoiuste-suurust-pensionarid-on-murest-murtud-ma-ei-saa-aru-mis-toimub\\\/#breadcrumb\"},\"inLanguage\":\"et-EE\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.cobalt.legal\\\/et\\\/news-cases\\\/tartu-hlu-varjab-loogi-all-hoiuste-suurust-pensionarid-on-murest-murtud-ma-ei-saa-aru-mis-toimub\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"et-EE\",\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/et\\\/news-cases\\\/tartu-hlu-varjab-loogi-all-hoiuste-suurust-pensionarid-on-murest-murtud-ma-ei-saa-aru-mis-toimub\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.cobalt.legal\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/annika-peetsalu-cobalt.png\",\"contentUrl\":\"https:\\\/\\\/www.cobalt.legal\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/annika-peetsalu-cobalt.png\",\"width\":2048,\"height\":1366},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/et\\\/news-cases\\\/tartu-hlu-varjab-loogi-all-hoiuste-suurust-pensionarid-on-murest-murtud-ma-ei-saa-aru-mis-toimub\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.cobalt.legal\\\/et\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Tartu HL\u00dc varjab l\u00f6\u00f6gi all hoiuste suurust, pension\u00e4rid on murest murtud. \u201cMa ei saa aru, mis toimub\u201d\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/et\\\/#website\",\"url\":\"https:\\\/\\\/www.cobalt.legal\\\/et\\\/\",\"name\":\"COBALT\",\"description\":\"Top-tier law services in Estonia, Latvia and Lithuania\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/et\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.cobalt.legal\\\/et\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"et-EE\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/et\\\/#organization\",\"name\":\"COBALT\",\"url\":\"https:\\\/\\\/www.cobalt.legal\\\/et\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"et-EE\",\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/et\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.cobalt.legal\\\/wp-content\\\/uploads\\\/2023\\\/04\\\/cobalt-logo.png\",\"contentUrl\":\"https:\\\/\\\/www.cobalt.legal\\\/wp-content\\\/uploads\\\/2023\\\/04\\\/cobalt-logo.png\",\"width\":400,\"height\":116,\"caption\":\"COBALT\"},\"image\":{\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/et\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/CobaltLegal\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/et\\\/#\\\/schema\\\/person\\\/d8b0370f727b4cacfc77cf53eb401d17\",\"name\":\"Liisa Kaseorg\",\"url\":\"https:\\\/\\\/www.cobalt.legal\\\/et\\\/author\\\/liisa\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Tartu HL\u00dc varjab l\u00f6\u00f6gi all hoiuste suurust, pension\u00e4rid on murest murtud. \u201cMa ei saa aru, mis toimub\u201d | COBALT","description":"6. veebruaril ilmus \u00c4rip\u00e4evas artikkel raskustes Tartu hoiu-laenu\u00fchistu keerulisest olukorrast, milles k\u00e4sitletakse hoiustajate riske ning saneerimisprotsessiga seotud \u00f5iguslikke k\u00fcsimusi. COBALTi partner ja vandeadvokaat Annika Peetsalu t\u00f5i artiklis v\u00e4lja kaks ohtu, mis hoiustajatel kerkivad, kui \u00fchistu l\u00e4heb saneerimisele.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.cobalt.legal\/et\/news-cases\/tartu-hlu-varjab-loogi-all-hoiuste-suurust-pensionarid-on-murest-murtud-ma-ei-saa-aru-mis-toimub\/","og_locale":"et_EE","og_type":"article","og_title":"Tartu HL\u00dc varjab l\u00f6\u00f6gi all hoiuste suurust, pension\u00e4rid on murest murtud. \u201cMa ei saa aru, mis toimub\u201d | COBALT","og_description":"6. veebruaril ilmus \u00c4rip\u00e4evas artikkel raskustes Tartu hoiu-laenu\u00fchistu keerulisest olukorrast, milles k\u00e4sitletakse hoiustajate riske ning saneerimisprotsessiga seotud \u00f5iguslikke k\u00fcsimusi. COBALTi partner ja vandeadvokaat Annika Peetsalu t\u00f5i artiklis v\u00e4lja kaks ohtu, mis hoiustajatel kerkivad, kui \u00fchistu l\u00e4heb saneerimisele.","og_url":"https:\/\/www.cobalt.legal\/et\/news-cases\/tartu-hlu-varjab-loogi-all-hoiuste-suurust-pensionarid-on-murest-murtud-ma-ei-saa-aru-mis-toimub\/","og_site_name":"COBALT","article_publisher":"https:\/\/www.facebook.com\/CobaltLegal\/","article_published_time":"2026-04-19T19:44:49+00:00","article_modified_time":"2026-04-19T19:47:50+00:00","og_image":[{"width":1024,"height":683,"url":"https:\/\/www.cobalt.legal\/wp-content\/uploads\/2025\/06\/annika-peetsalu-cobalt-1024x683.png","type":"image\/png"}],"author":"Liisa Kaseorg","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Liisa Kaseorg","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.cobalt.legal\/et\/news-cases\/tartu-hlu-varjab-loogi-all-hoiuste-suurust-pensionarid-on-murest-murtud-ma-ei-saa-aru-mis-toimub\/#article","isPartOf":{"@id":"https:\/\/www.cobalt.legal\/et\/news-cases\/tartu-hlu-varjab-loogi-all-hoiuste-suurust-pensionarid-on-murest-murtud-ma-ei-saa-aru-mis-toimub\/"},"author":{"name":"Liisa Kaseorg","@id":"https:\/\/www.cobalt.legal\/et\/#\/schema\/person\/d8b0370f727b4cacfc77cf53eb401d17"},"headline":"Tartu HL\u00dc varjab l\u00f6\u00f6gi all hoiuste suurust, pension\u00e4rid on murest murtud. \u201cMa ei saa aru, mis toimub\u201d","datePublished":"2026-04-19T19:44:49+00:00","dateModified":"2026-04-19T19:47:50+00:00","mainEntityOfPage":{"@id":"https:\/\/www.cobalt.legal\/et\/news-cases\/tartu-hlu-varjab-loogi-all-hoiuste-suurust-pensionarid-on-murest-murtud-ma-ei-saa-aru-mis-toimub\/"},"wordCount":415,"publisher":{"@id":"https:\/\/www.cobalt.legal\/et\/#organization"},"image":{"@id":"https:\/\/www.cobalt.legal\/et\/news-cases\/tartu-hlu-varjab-loogi-all-hoiuste-suurust-pensionarid-on-murest-murtud-ma-ei-saa-aru-mis-toimub\/#primaryimage"},"thumbnailUrl":"https:\/\/www.cobalt.legal\/wp-content\/uploads\/2025\/06\/annika-peetsalu-cobalt.png","articleSection":["Uncategorized @et"],"inLanguage":"et-EE"},{"@type":"WebPage","@id":"https:\/\/www.cobalt.legal\/et\/news-cases\/tartu-hlu-varjab-loogi-all-hoiuste-suurust-pensionarid-on-murest-murtud-ma-ei-saa-aru-mis-toimub\/","url":"https:\/\/www.cobalt.legal\/et\/news-cases\/tartu-hlu-varjab-loogi-all-hoiuste-suurust-pensionarid-on-murest-murtud-ma-ei-saa-aru-mis-toimub\/","name":"Tartu HL\u00dc varjab l\u00f6\u00f6gi all hoiuste suurust, pension\u00e4rid on murest murtud. \u201cMa ei saa aru, mis toimub\u201d | COBALT","isPartOf":{"@id":"https:\/\/www.cobalt.legal\/et\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.cobalt.legal\/et\/news-cases\/tartu-hlu-varjab-loogi-all-hoiuste-suurust-pensionarid-on-murest-murtud-ma-ei-saa-aru-mis-toimub\/#primaryimage"},"image":{"@id":"https:\/\/www.cobalt.legal\/et\/news-cases\/tartu-hlu-varjab-loogi-all-hoiuste-suurust-pensionarid-on-murest-murtud-ma-ei-saa-aru-mis-toimub\/#primaryimage"},"thumbnailUrl":"https:\/\/www.cobalt.legal\/wp-content\/uploads\/2025\/06\/annika-peetsalu-cobalt.png","datePublished":"2026-04-19T19:44:49+00:00","dateModified":"2026-04-19T19:47:50+00:00","description":"6. veebruaril ilmus \u00c4rip\u00e4evas artikkel raskustes Tartu hoiu-laenu\u00fchistu keerulisest olukorrast, milles k\u00e4sitletakse hoiustajate riske ning saneerimisprotsessiga seotud \u00f5iguslikke k\u00fcsimusi. COBALTi partner ja vandeadvokaat Annika Peetsalu t\u00f5i artiklis v\u00e4lja kaks ohtu, mis hoiustajatel kerkivad, kui \u00fchistu l\u00e4heb saneerimisele.","breadcrumb":{"@id":"https:\/\/www.cobalt.legal\/et\/news-cases\/tartu-hlu-varjab-loogi-all-hoiuste-suurust-pensionarid-on-murest-murtud-ma-ei-saa-aru-mis-toimub\/#breadcrumb"},"inLanguage":"et-EE","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.cobalt.legal\/et\/news-cases\/tartu-hlu-varjab-loogi-all-hoiuste-suurust-pensionarid-on-murest-murtud-ma-ei-saa-aru-mis-toimub\/"]}]},{"@type":"ImageObject","inLanguage":"et-EE","@id":"https:\/\/www.cobalt.legal\/et\/news-cases\/tartu-hlu-varjab-loogi-all-hoiuste-suurust-pensionarid-on-murest-murtud-ma-ei-saa-aru-mis-toimub\/#primaryimage","url":"https:\/\/www.cobalt.legal\/wp-content\/uploads\/2025\/06\/annika-peetsalu-cobalt.png","contentUrl":"https:\/\/www.cobalt.legal\/wp-content\/uploads\/2025\/06\/annika-peetsalu-cobalt.png","width":2048,"height":1366},{"@type":"BreadcrumbList","@id":"https:\/\/www.cobalt.legal\/et\/news-cases\/tartu-hlu-varjab-loogi-all-hoiuste-suurust-pensionarid-on-murest-murtud-ma-ei-saa-aru-mis-toimub\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.cobalt.legal\/et\/"},{"@type":"ListItem","position":2,"name":"Tartu HL\u00dc varjab l\u00f6\u00f6gi all hoiuste suurust, pension\u00e4rid on murest murtud. \u201cMa ei saa aru, mis toimub\u201d"}]},{"@type":"WebSite","@id":"https:\/\/www.cobalt.legal\/et\/#website","url":"https:\/\/www.cobalt.legal\/et\/","name":"COBALT","description":"Top-tier law services in Estonia, Latvia and Lithuania","publisher":{"@id":"https:\/\/www.cobalt.legal\/et\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.cobalt.legal\/et\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"et-EE"},{"@type":"Organization","@id":"https:\/\/www.cobalt.legal\/et\/#organization","name":"COBALT","url":"https:\/\/www.cobalt.legal\/et\/","logo":{"@type":"ImageObject","inLanguage":"et-EE","@id":"https:\/\/www.cobalt.legal\/et\/#\/schema\/logo\/image\/","url":"https:\/\/www.cobalt.legal\/wp-content\/uploads\/2023\/04\/cobalt-logo.png","contentUrl":"https:\/\/www.cobalt.legal\/wp-content\/uploads\/2023\/04\/cobalt-logo.png","width":400,"height":116,"caption":"COBALT"},"image":{"@id":"https:\/\/www.cobalt.legal\/et\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/CobaltLegal\/"]},{"@type":"Person","@id":"https:\/\/www.cobalt.legal\/et\/#\/schema\/person\/d8b0370f727b4cacfc77cf53eb401d17","name":"Liisa Kaseorg","url":"https:\/\/www.cobalt.legal\/et\/author\/liisa\/"}]}},"_links":{"self":[{"href":"https:\/\/www.cobalt.legal\/et\/wp-json\/wp\/v2\/posts\/54689","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cobalt.legal\/et\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cobalt.legal\/et\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cobalt.legal\/et\/wp-json\/wp\/v2\/users\/21"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cobalt.legal\/et\/wp-json\/wp\/v2\/comments?post=54689"}],"version-history":[{"count":6,"href":"https:\/\/www.cobalt.legal\/et\/wp-json\/wp\/v2\/posts\/54689\/revisions"}],"predecessor-version":[{"id":54695,"href":"https:\/\/www.cobalt.legal\/et\/wp-json\/wp\/v2\/posts\/54689\/revisions\/54695"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.cobalt.legal\/et\/wp-json\/wp\/v2\/media\/46265"}],"wp:attachment":[{"href":"https:\/\/www.cobalt.legal\/et\/wp-json\/wp\/v2\/media?parent=54689"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cobalt.legal\/et\/wp-json\/wp\/v2\/categories?post=54689"},{"taxonomy":"country","embeddable":true,"href":"https:\/\/www.cobalt.legal\/et\/wp-json\/wp\/v2\/country?post=54689"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}