{"id":33678,"date":"2024-01-30T17:38:53","date_gmt":"2024-01-30T15:38:53","guid":{"rendered":"https:\/\/www.cobalt.legal\/?p=33678"},"modified":"2024-02-05T09:45:22","modified_gmt":"2024-02-05T07:45:22","slug":"jaunas-pateretaju-tiesibu-aizsardzibas-prasibas-finansu-pakalpojumu-sniedzejiem-eiropas-savieniba","status":"publish","type":"post","link":"https:\/\/www.cobalt.legal\/lv\/news-cases\/jaunas-pateretaju-tiesibu-aizsardzibas-prasibas-finansu-pakalpojumu-sniedzejiem-eiropas-savieniba\/","title":{"rendered":"Jaunas pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas pras\u012bbas finan\u0161u pakalpojumu sniedz\u0113jiem Eiropas Savien\u012bb\u0101"},"content":{"rendered":"<p>Pag\u0101ju\u0161\u0101 gada 29. novembr\u012b tika public\u0113ta Eiropas Parlamenta un Padomes <a href=\"https:\/\/eur-lex.europa.eu\/legal-content\/LV\/TXT\/?uri=CELEX:32023L2673\">Direkt\u012bva (ES) 2023\/2673<\/a>, kas groza Eiropas Parlamenta un Padomes 2011. gada 25. oktobra Direkt\u012bvu 2011\/83\/ES par pat\u0113r\u0113t\u0101ju ties\u012bb\u0101m (\u201c<strong>CRD<\/strong>\u201d) un atce\u013c Eiropas Parlamenta un Padomes 2002. gada 23. septembra Direkt\u012bvu 2002\/65\/EK par pat\u0113ri\u0146a finan\u0161u pakalpojumu t\u0101lp\u0101rdo\u0161anu.<\/p>\n<p>L\u012bdz ar groz\u012bjumiem finan\u0161u pakalpojumi (t.i., banku, kredit\u0113\u0161anas, apdro\u0161in\u0101\u0161anas, pensiju, ieguld\u012bjumu vai maks\u0101jumu pakalpojumi) ien\u0101k CRD tv\u0113rum\u0101. Tiek pievienoti notekumi par: i) atteikuma ties\u012bb\u0101m; ii) inform\u0101cijas apmai\u0146u pirms l\u012bguma nosl\u0113g\u0161anas; iii) maldino\u0161iem mode\u013ciem (<em>dark patterns<\/em>); un iv) automatiz\u0113tiem r\u012bkiem.<\/p>\n<p>Direkt\u012bva st\u0101j\u0101s sp\u0113k\u0101 2023. gada 18. decembr\u012b. Dal\u012bbvalst\u012bm ir doti 24 m\u0113ne\u0161i, lai jaun\u0101s pras\u012bbas p\u0101r\u0146emtu nacion\u0101laj\u0101 ties\u012bbu sist\u0113m\u0101. Paredz\u0113ts, ka jaunie noteikumi b\u016bs j\u0101piem\u0113ro no 2026. gada 19. j\u016bnija.<\/p>\n<p>Lai gan jaunie noteikumi st\u0101sies sp\u0113k\u0101 tikai 2026. gad\u0101, finan\u0161u pakalpojumu sniedz\u0113jiem v\u0113lams jau laikus iepaz\u012bties ar pien\u0101kumiem, kas izriet no Direkt\u012bvas (ES) 2023\/2673, un atv\u0113l\u0113t laiku t\u012bmek\u013ca viet\u0146u un mobilo lietot\u0146u, kas tiek izmantotas finan\u0161u pakalpojumu l\u012bgumu sl\u0113g\u0161anai, atbilst\u012bbas izv\u0113rt\u0113\u0161anai un piel\u0101go\u0161anai jaunajiem noteikumiem par pie\u013caujamo dizainu, automatiz\u0113to r\u012bku izmanto\u0161anu un pirmsl\u012bguma inform\u0101cijas izk\u0101rtojumu.<\/p>\n<p><strong>Atteikuma ties\u012bbas <\/strong><\/p>\n<p>Attiec\u012bb\u0101 uz distances finan\u0161u pakalpojumu l\u012bgumiem atteikuma ties\u012bbas iesp\u0113jams izmantot 14 dienu laik\u0101 no distances l\u012bguma nosl\u0113g\u0161anas dienas vai dienas, kad pat\u0113r\u0113t\u0101js sa\u0146\u0113mis pirms l\u012bguma nosl\u0113g\u0161anas atkl\u0101jamo inform\u0101ciju un l\u012bguma noteikumus, ja \u0161\u012b diena ir v\u0113l\u0101ka par distances l\u012bguma nosl\u0113g\u0161anas dienu. Attiec\u012bb\u0101 uz pensiju uzkr\u0101juma p\u0101rvald\u012b\u0161anas pakalpojumiem atteikuma ties\u012bbu termi\u0146\u0161 ir 30 dienas. Gad\u012bjum\u0101, ja pat\u0113r\u0113t\u0101js nav inform\u0113ts par atteikuma ties\u012bb\u0101m vai nav izpild\u012btas citas likuma pras\u012bbas, atteikuma ties\u012bbas ir izmantojamas 12 m\u0113ne\u0161us un 14 dienas p\u0113c distances l\u012bguma nosl\u0113g\u0161anas.<\/p>\n<p>Attiec\u012bb\u0101 uz l\u012bgumiem, kas nosl\u0113gti tie\u0161saist\u0113, piem\u0113ram, m\u0101jaslap\u0101 vai lietotn\u0113, pakalpojuma sniedz\u0113jam ir j\u0101nodro\u0161ina pat\u0113r\u0113t\u0101jam iesp\u0113ja izmantot atteikuma ties\u012bbas \u0161aj\u0101 pa\u0161\u0101 vid\u0113. \u0160ai atteikuma funkcijai j\u0101b\u016bt pieejamai un redzamai vis\u0101 atteikuma ties\u012bbu termi\u0146\u0101.<\/p>\n<p>Atteikuma ties\u012bbas neatticas uz finan\u0161u pakalpojumiem, kuru cena ir atkar\u012bga no tirgus sv\u0101rst\u012bb\u0101m, apdro\u0161in\u0101\u0161anas polis\u0113m par periodu, kas ir \u012bs\u0101ks par vienu m\u0113nesi, k\u0101 ar\u012b p\u0113c klienta piepras\u012bjuma piln\u012bb\u0101 izpild\u012btiem l\u012bgumiem.<\/p>\n<p>Gad\u012bjum\u0101, ja pirms atteikuma ties\u012bbu izmanto\u0161anas pat\u0113r\u0113t\u0101js jau ir sa\u0146\u0113mis pakalpojuma da\u013cu, pat\u0113r\u0113t\u0101jam ir pien\u0101kums nor\u0113\u0137in\u0101ties ar pakalpojuma sniedz\u0113ju tikai par \u0161o da\u013cu. Ja pat\u0113r\u0113t\u0101js izmanto atteikuma ties\u012bbas, pakalpojuma sniedz\u0113jam sapr\u0101t\u012bg\u0101 laika period\u0101 ir j\u0101nos\u016bta pat\u0113r\u0113t\u0101jam apstiprin\u0101jums par pieteikuma sa\u0146em\u0161anu. Apstiprin\u0101j\u016bm\u0101 j\u0101nor\u0101da pietekuma saturs, iesnieg\u0161anas datums un laiks.<\/p>\n<p><strong>Inform\u0101cija pirms l\u012bguma nosl\u0113g\u0161anas <\/strong><\/p>\n<p>Infom\u0101cijas atkl\u0101\u0161anas pras\u012bbas liel\u0101koties l\u012bdzin\u0101s t\u0101m, kuras l\u012bdz \u0161im noteica Direkt\u012bva 2002\/65\/EK. Tom\u0113r ir ar\u012b da\u017ei jaunin\u0101jumi. Piem\u0113ram, ja pakalpojuma cena ir personaliz\u0113ta, pamatojoties uz automatiz\u0113tu l\u0113mumu, pat\u0113r\u0113t\u0101js par to ir j\u0101inform\u0113. N\u0101kusi kl\u0101t ar\u012b ar ESG saist\u012bta pras\u012bba inform\u0113t pat\u0113r\u0113t\u0101ju par visiem attiec\u012bg\u0101 pakalpojuma ESG m\u0113r\u0137iem (ja t\u0101di ir).<\/p>\n<p>Pakalpojuma sniedz\u0113jam ir at\u013cauts pirms l\u012bguma nosl\u0113g\u0161anas atkl\u0101jamo inform\u0101ciju \u201csl\u0101\u0146ot\u201d jeb galvenos elementus uzskat\u0101mi izvietot priek\u0161pl\u0101n\u0101, kam\u0113r cita detaliz\u0113ta inform\u0101cija tiek par\u0101d\u012bta n\u0101kamajos sl\u0101\u0146os. Alternat\u012bvs lab\u0101s prakses inform\u0101cijas prezent\u0113\u0161anas veids ir klik\u0161\u0137in\u0101ma satura r\u0101d\u012bt\u0101ja izmanto\u0161ana, kas \u013cauj pat\u0113r\u0113t\u0101jam iepaz\u012bties ar detaliz\u0113tu inform\u0101ciju, uzklik\u0161\u0137inot uz virsraksta. Ja pakalpojumu sniedz\u0113js izmanto sl\u0101\u0146o\u0161anu, tam j\u0101nodro\u0161ina pat\u0113r\u0113t\u0101jam iesp\u0113ja apskat\u012bt, saglab\u0101t un izdruk\u0101t pilno inform\u0101ciju vien\u0101 dokument\u0101.<\/p>\n<p>Pakalpojuma sniedz\u0113jam ir p\u0113c iesp\u0113jas j\u0101izvair\u0101s no gariem, sare\u017e\u0123\u012btiem aprakstiem, aprakstiem maz\u0101 druk\u0101, p\u0101rm\u0113r\u012bgas hipersai\u0161u lieto\u0161anas un citiem t\u0101diem inform\u0101cijas prezent\u0113\u0161anas veidiem, kas trauc\u0113 pat\u0113r\u0113t\u0101jam izv\u0113rt\u0113t, vai konkr\u0113tais finan\u0161u pakalpojums tam ir piem\u0113rots.<\/p>\n<p><strong>Maldino\u0161s dizains <\/strong><\/p>\n<p>Direkt\u012bva nosaka maldino\u0161a dizaina (<em>dark patterns<\/em>) aizliegumu. Proti, t\u0101di tehniski un dizaina elementi l\u012bguma nosl\u0113g\u0161anas proces\u0101, kas b\u016btiski maldina vai ierobe\u017eo pat\u0113r\u0113t\u0101ju sp\u0113ju izdar\u012bt patst\u0101v\u012bgu un apzin\u0101tu izv\u0113li par finan\u0161u pakalpojuma izv\u0113li, ir aizliegti. T\u0101tad pakalpojuma sniedz\u0113js nedr\u012bkst k\u0101du pakalpojumu vai izv\u0113li ar dizaina pa\u0146\u0113mienu pal\u012bdz\u012bbu izcelt k\u0101 v\u0113lam\u0101ku par cit\u0101m, piem\u0113ram, vienu izv\u0113li par\u0101dot kr\u0101sainu, bet citas melnbaltas, u.tml.<\/p>\n<p><strong>Automatiz\u0113ti r\u012bki <\/strong><\/p>\n<p>Ja pakalpojuma sniedz\u0113js komunic\u0113 ar pat\u0113r\u0113t\u0101ju att\u0101lin\u0101ti, izmantojot automatiz\u0113tus r\u012bkus, k\u0101 \u010datboti, automatiz\u0113tas konsult\u0101cijas vai interakt\u012bvi r\u012bki, pat\u0113r\u0113t\u0101jam j\u0101b\u016bt iesp\u0113jai bez papildu samaksas sa\u0146emt konsult\u0101ciju ar cilv\u0113ku. \u0160ie noteikumi p\u0113c b\u016bt\u012bbas ir l\u012bdz\u012bgi tiem, kas paredz\u0113ti Eiropas Parlamenta un Padomes <a href=\"https:\/\/eur-lex.europa.eu\/legal-content\/LV\/TXT\/?uri=CELEX:32023L2225&amp;qid=1706175238475\">Direkt\u012bv\u0101 (ES) 2023\/2225<\/a> par pat\u0113r\u0113t\u0101ju kred\u012btl\u012bgumiem.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pag\u0101ju\u0161\u0101 gada 29. novembr\u012b tika public\u0113ta Eiropas Parlamenta un Padomes Direkt\u012bva (ES) 2023\/2673, kas groza Eiropas Parlamenta un Padomes 2011. gada 25. oktobra Direkt\u012bvu 2011\/83\/ES par pat\u0113r\u0113t\u0101ju ties\u012bb\u0101m (\u201cCRD\u201d) un atce\u013c Eiropas Parlamenta un Padomes 2002. gada 23. septembra Direkt\u012bvu..<\/p>\n","protected":false},"author":9,"featured_media":33679,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[3],"country":[96],"class_list":["post-33678","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized-lv","country-latvia-lv"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Jaunas pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas pras\u012bbas finan\u0161u pakalpojumu sniedz\u0113jiem Eiropas Savien\u012bb\u0101 | COBALT<\/title>\n<meta name=\"description\" content=\"Jaunas pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas pras\u012bbas finan\u0161u pakalpojumu sniedz\u0113jiem Eiropas Savien\u012bb\u0101. News. Naujienos. Jaunumi. Uudised.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cobalt.legal\/lv\/news-cases\/jaunas-pateretaju-tiesibu-aizsardzibas-prasibas-finansu-pakalpojumu-sniedzejiem-eiropas-savieniba\/\" \/>\n<meta property=\"og:locale\" content=\"lv_LV\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Jaunas pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas pras\u012bbas finan\u0161u pakalpojumu sniedz\u0113jiem Eiropas Savien\u012bb\u0101 | COBALT\" \/>\n<meta property=\"og:description\" content=\"Jaunas pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas pras\u012bbas finan\u0161u pakalpojumu sniedz\u0113jiem Eiropas Savien\u012bb\u0101. News. Naujienos. Jaunumi. Uudised.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.cobalt.legal\/lv\/news-cases\/jaunas-pateretaju-tiesibu-aizsardzibas-prasibas-finansu-pakalpojumu-sniedzejiem-eiropas-savieniba\/\" \/>\n<meta property=\"og:site_name\" content=\"COBALT\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/CobaltLegal\/\" \/>\n<meta property=\"article:published_time\" content=\"2024-01-30T15:38:53+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-02-05T07:45:22+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.cobalt.legal\/wp-content\/uploads\/2024\/01\/guillaume-perigois-0nrkvdda2fw-unsplash.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1707\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Krists B\u0113rzi\u0146\u0161\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Krists B\u0113rzi\u0146\u0161\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/news-cases\\\/jaunas-pateretaju-tiesibu-aizsardzibas-prasibas-finansu-pakalpojumu-sniedzejiem-eiropas-savieniba\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/news-cases\\\/jaunas-pateretaju-tiesibu-aizsardzibas-prasibas-finansu-pakalpojumu-sniedzejiem-eiropas-savieniba\\\/\"},\"author\":{\"name\":\"Krists B\u0113rzi\u0146\u0161\",\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/#\\\/schema\\\/person\\\/6d0e9cbfb95641578bcd7c54eb68e450\"},\"headline\":\"Jaunas pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas pras\u012bbas finan\u0161u pakalpojumu sniedz\u0113jiem Eiropas Savien\u012bb\u0101\",\"datePublished\":\"2024-01-30T15:38:53+00:00\",\"dateModified\":\"2024-02-05T07:45:22+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/news-cases\\\/jaunas-pateretaju-tiesibu-aizsardzibas-prasibas-finansu-pakalpojumu-sniedzejiem-eiropas-savieniba\\\/\"},\"wordCount\":1002,\"publisher\":{\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/news-cases\\\/jaunas-pateretaju-tiesibu-aizsardzibas-prasibas-finansu-pakalpojumu-sniedzejiem-eiropas-savieniba\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.cobalt.legal\\\/wp-content\\\/uploads\\\/2024\\\/01\\\/guillaume-perigois-0nrkvdda2fw-unsplash.jpg\",\"articleSection\":[\"Uncategorized @lv\"],\"inLanguage\":\"lv-LV\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/news-cases\\\/jaunas-pateretaju-tiesibu-aizsardzibas-prasibas-finansu-pakalpojumu-sniedzejiem-eiropas-savieniba\\\/\",\"url\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/news-cases\\\/jaunas-pateretaju-tiesibu-aizsardzibas-prasibas-finansu-pakalpojumu-sniedzejiem-eiropas-savieniba\\\/\",\"name\":\"Jaunas pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas pras\u012bbas finan\u0161u pakalpojumu sniedz\u0113jiem Eiropas Savien\u012bb\u0101 | COBALT\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/news-cases\\\/jaunas-pateretaju-tiesibu-aizsardzibas-prasibas-finansu-pakalpojumu-sniedzejiem-eiropas-savieniba\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/news-cases\\\/jaunas-pateretaju-tiesibu-aizsardzibas-prasibas-finansu-pakalpojumu-sniedzejiem-eiropas-savieniba\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.cobalt.legal\\\/wp-content\\\/uploads\\\/2024\\\/01\\\/guillaume-perigois-0nrkvdda2fw-unsplash.jpg\",\"datePublished\":\"2024-01-30T15:38:53+00:00\",\"dateModified\":\"2024-02-05T07:45:22+00:00\",\"description\":\"Jaunas pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas pras\u012bbas finan\u0161u pakalpojumu sniedz\u0113jiem Eiropas Savien\u012bb\u0101. News. Naujienos. Jaunumi. Uudised.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/news-cases\\\/jaunas-pateretaju-tiesibu-aizsardzibas-prasibas-finansu-pakalpojumu-sniedzejiem-eiropas-savieniba\\\/#breadcrumb\"},\"inLanguage\":\"lv-LV\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/news-cases\\\/jaunas-pateretaju-tiesibu-aizsardzibas-prasibas-finansu-pakalpojumu-sniedzejiem-eiropas-savieniba\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"lv-LV\",\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/news-cases\\\/jaunas-pateretaju-tiesibu-aizsardzibas-prasibas-finansu-pakalpojumu-sniedzejiem-eiropas-savieniba\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.cobalt.legal\\\/wp-content\\\/uploads\\\/2024\\\/01\\\/guillaume-perigois-0nrkvdda2fw-unsplash.jpg\",\"contentUrl\":\"https:\\\/\\\/www.cobalt.legal\\\/wp-content\\\/uploads\\\/2024\\\/01\\\/guillaume-perigois-0nrkvdda2fw-unsplash.jpg\",\"width\":2560,\"height\":1707},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/news-cases\\\/jaunas-pateretaju-tiesibu-aizsardzibas-prasibas-finansu-pakalpojumu-sniedzejiem-eiropas-savieniba\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Jaunas pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas pras\u012bbas finan\u0161u pakalpojumu sniedz\u0113jiem Eiropas Savien\u012bb\u0101\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/#website\",\"url\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/\",\"name\":\"COBALT\",\"description\":\"Top-tier law services in Estonia, Latvia and Lithuania\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"lv-LV\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/#organization\",\"name\":\"COBALT\",\"url\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"lv-LV\",\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.cobalt.legal\\\/wp-content\\\/uploads\\\/2023\\\/04\\\/cobalt-logo.png\",\"contentUrl\":\"https:\\\/\\\/www.cobalt.legal\\\/wp-content\\\/uploads\\\/2023\\\/04\\\/cobalt-logo.png\",\"width\":400,\"height\":116,\"caption\":\"COBALT\"},\"image\":{\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/CobaltLegal\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/#\\\/schema\\\/person\\\/6d0e9cbfb95641578bcd7c54eb68e450\",\"name\":\"Krists B\u0113rzi\u0146\u0161\",\"url\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/author\\\/krists\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Jaunas pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas pras\u012bbas finan\u0161u pakalpojumu sniedz\u0113jiem Eiropas Savien\u012bb\u0101 | COBALT","description":"Jaunas pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas pras\u012bbas finan\u0161u pakalpojumu sniedz\u0113jiem Eiropas Savien\u012bb\u0101. News. Naujienos. Jaunumi. Uudised.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.cobalt.legal\/lv\/news-cases\/jaunas-pateretaju-tiesibu-aizsardzibas-prasibas-finansu-pakalpojumu-sniedzejiem-eiropas-savieniba\/","og_locale":"lv_LV","og_type":"article","og_title":"Jaunas pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas pras\u012bbas finan\u0161u pakalpojumu sniedz\u0113jiem Eiropas Savien\u012bb\u0101 | COBALT","og_description":"Jaunas pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas pras\u012bbas finan\u0161u pakalpojumu sniedz\u0113jiem Eiropas Savien\u012bb\u0101. News. Naujienos. Jaunumi. Uudised.","og_url":"https:\/\/www.cobalt.legal\/lv\/news-cases\/jaunas-pateretaju-tiesibu-aizsardzibas-prasibas-finansu-pakalpojumu-sniedzejiem-eiropas-savieniba\/","og_site_name":"COBALT","article_publisher":"https:\/\/www.facebook.com\/CobaltLegal\/","article_published_time":"2024-01-30T15:38:53+00:00","article_modified_time":"2024-02-05T07:45:22+00:00","og_image":[{"width":2560,"height":1707,"url":"https:\/\/www.cobalt.legal\/wp-content\/uploads\/2024\/01\/guillaume-perigois-0nrkvdda2fw-unsplash.jpg","type":"image\/jpeg"}],"author":"Krists B\u0113rzi\u0146\u0161","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Krists B\u0113rzi\u0146\u0161","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.cobalt.legal\/lv\/news-cases\/jaunas-pateretaju-tiesibu-aizsardzibas-prasibas-finansu-pakalpojumu-sniedzejiem-eiropas-savieniba\/#article","isPartOf":{"@id":"https:\/\/www.cobalt.legal\/lv\/news-cases\/jaunas-pateretaju-tiesibu-aizsardzibas-prasibas-finansu-pakalpojumu-sniedzejiem-eiropas-savieniba\/"},"author":{"name":"Krists B\u0113rzi\u0146\u0161","@id":"https:\/\/www.cobalt.legal\/lv\/#\/schema\/person\/6d0e9cbfb95641578bcd7c54eb68e450"},"headline":"Jaunas pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas pras\u012bbas finan\u0161u pakalpojumu sniedz\u0113jiem Eiropas Savien\u012bb\u0101","datePublished":"2024-01-30T15:38:53+00:00","dateModified":"2024-02-05T07:45:22+00:00","mainEntityOfPage":{"@id":"https:\/\/www.cobalt.legal\/lv\/news-cases\/jaunas-pateretaju-tiesibu-aizsardzibas-prasibas-finansu-pakalpojumu-sniedzejiem-eiropas-savieniba\/"},"wordCount":1002,"publisher":{"@id":"https:\/\/www.cobalt.legal\/lv\/#organization"},"image":{"@id":"https:\/\/www.cobalt.legal\/lv\/news-cases\/jaunas-pateretaju-tiesibu-aizsardzibas-prasibas-finansu-pakalpojumu-sniedzejiem-eiropas-savieniba\/#primaryimage"},"thumbnailUrl":"https:\/\/www.cobalt.legal\/wp-content\/uploads\/2024\/01\/guillaume-perigois-0nrkvdda2fw-unsplash.jpg","articleSection":["Uncategorized @lv"],"inLanguage":"lv-LV"},{"@type":"WebPage","@id":"https:\/\/www.cobalt.legal\/lv\/news-cases\/jaunas-pateretaju-tiesibu-aizsardzibas-prasibas-finansu-pakalpojumu-sniedzejiem-eiropas-savieniba\/","url":"https:\/\/www.cobalt.legal\/lv\/news-cases\/jaunas-pateretaju-tiesibu-aizsardzibas-prasibas-finansu-pakalpojumu-sniedzejiem-eiropas-savieniba\/","name":"Jaunas pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas pras\u012bbas finan\u0161u pakalpojumu sniedz\u0113jiem Eiropas Savien\u012bb\u0101 | COBALT","isPartOf":{"@id":"https:\/\/www.cobalt.legal\/lv\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.cobalt.legal\/lv\/news-cases\/jaunas-pateretaju-tiesibu-aizsardzibas-prasibas-finansu-pakalpojumu-sniedzejiem-eiropas-savieniba\/#primaryimage"},"image":{"@id":"https:\/\/www.cobalt.legal\/lv\/news-cases\/jaunas-pateretaju-tiesibu-aizsardzibas-prasibas-finansu-pakalpojumu-sniedzejiem-eiropas-savieniba\/#primaryimage"},"thumbnailUrl":"https:\/\/www.cobalt.legal\/wp-content\/uploads\/2024\/01\/guillaume-perigois-0nrkvdda2fw-unsplash.jpg","datePublished":"2024-01-30T15:38:53+00:00","dateModified":"2024-02-05T07:45:22+00:00","description":"Jaunas pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas pras\u012bbas finan\u0161u pakalpojumu sniedz\u0113jiem Eiropas Savien\u012bb\u0101. News. Naujienos. Jaunumi. Uudised.","breadcrumb":{"@id":"https:\/\/www.cobalt.legal\/lv\/news-cases\/jaunas-pateretaju-tiesibu-aizsardzibas-prasibas-finansu-pakalpojumu-sniedzejiem-eiropas-savieniba\/#breadcrumb"},"inLanguage":"lv-LV","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.cobalt.legal\/lv\/news-cases\/jaunas-pateretaju-tiesibu-aizsardzibas-prasibas-finansu-pakalpojumu-sniedzejiem-eiropas-savieniba\/"]}]},{"@type":"ImageObject","inLanguage":"lv-LV","@id":"https:\/\/www.cobalt.legal\/lv\/news-cases\/jaunas-pateretaju-tiesibu-aizsardzibas-prasibas-finansu-pakalpojumu-sniedzejiem-eiropas-savieniba\/#primaryimage","url":"https:\/\/www.cobalt.legal\/wp-content\/uploads\/2024\/01\/guillaume-perigois-0nrkvdda2fw-unsplash.jpg","contentUrl":"https:\/\/www.cobalt.legal\/wp-content\/uploads\/2024\/01\/guillaume-perigois-0nrkvdda2fw-unsplash.jpg","width":2560,"height":1707},{"@type":"BreadcrumbList","@id":"https:\/\/www.cobalt.legal\/lv\/news-cases\/jaunas-pateretaju-tiesibu-aizsardzibas-prasibas-finansu-pakalpojumu-sniedzejiem-eiropas-savieniba\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.cobalt.legal\/lv\/"},{"@type":"ListItem","position":2,"name":"Jaunas pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas pras\u012bbas finan\u0161u pakalpojumu sniedz\u0113jiem Eiropas Savien\u012bb\u0101"}]},{"@type":"WebSite","@id":"https:\/\/www.cobalt.legal\/lv\/#website","url":"https:\/\/www.cobalt.legal\/lv\/","name":"COBALT","description":"Top-tier law services in Estonia, Latvia and Lithuania","publisher":{"@id":"https:\/\/www.cobalt.legal\/lv\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.cobalt.legal\/lv\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"lv-LV"},{"@type":"Organization","@id":"https:\/\/www.cobalt.legal\/lv\/#organization","name":"COBALT","url":"https:\/\/www.cobalt.legal\/lv\/","logo":{"@type":"ImageObject","inLanguage":"lv-LV","@id":"https:\/\/www.cobalt.legal\/lv\/#\/schema\/logo\/image\/","url":"https:\/\/www.cobalt.legal\/wp-content\/uploads\/2023\/04\/cobalt-logo.png","contentUrl":"https:\/\/www.cobalt.legal\/wp-content\/uploads\/2023\/04\/cobalt-logo.png","width":400,"height":116,"caption":"COBALT"},"image":{"@id":"https:\/\/www.cobalt.legal\/lv\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/CobaltLegal\/"]},{"@type":"Person","@id":"https:\/\/www.cobalt.legal\/lv\/#\/schema\/person\/6d0e9cbfb95641578bcd7c54eb68e450","name":"Krists B\u0113rzi\u0146\u0161","url":"https:\/\/www.cobalt.legal\/lv\/author\/krists\/"}]}},"_links":{"self":[{"href":"https:\/\/www.cobalt.legal\/lv\/wp-json\/wp\/v2\/posts\/33678","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cobalt.legal\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cobalt.legal\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cobalt.legal\/lv\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cobalt.legal\/lv\/wp-json\/wp\/v2\/comments?post=33678"}],"version-history":[{"count":2,"href":"https:\/\/www.cobalt.legal\/lv\/wp-json\/wp\/v2\/posts\/33678\/revisions"}],"predecessor-version":[{"id":33740,"href":"https:\/\/www.cobalt.legal\/lv\/wp-json\/wp\/v2\/posts\/33678\/revisions\/33740"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.cobalt.legal\/lv\/wp-json\/wp\/v2\/media\/33679"}],"wp:attachment":[{"href":"https:\/\/www.cobalt.legal\/lv\/wp-json\/wp\/v2\/media?parent=33678"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cobalt.legal\/lv\/wp-json\/wp\/v2\/categories?post=33678"},{"taxonomy":"country","embeddable":true,"href":"https:\/\/www.cobalt.legal\/lv\/wp-json\/wp\/v2\/country?post=33678"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}