{"id":54511,"date":"2026-04-07T12:22:11","date_gmt":"2026-04-07T09:22:11","guid":{"rendered":"https:\/\/www.cobalt.legal\/?p=54511"},"modified":"2026-04-07T12:23:55","modified_gmt":"2026-04-07T09:23:55","slug":"vai-jagroza-atlikto-maksajumu-ligumi","status":"publish","type":"post","link":"https:\/\/www.cobalt.legal\/lv\/news-cases\/vai-jagroza-atlikto-maksajumu-ligumi\/","title":{"rendered":"Vai j\u0101groza atlikto maks\u0101jumu l\u012bgumi?"},"content":{"rendered":"<p><strong>No 2026.gada 20.novembra atliktajiem maks\u0101jumiem piem\u0113ros kredit\u0113\u0161anas l\u012bgumu pras\u012bbas. Vai jaun\u0101s pras\u012bbas attieksies tikai uz jauniem l\u012bgumiem vai ar\u012b ietekm\u0113s l\u012bgumus, kas nosl\u0113gti l\u012bdz \u0161im datumam? Vai l\u012bgumos ar eso\u0161ajiem klientiem b\u016bs j\u0101sagatavo groz\u012bjumi? Skaidrojam!<\/strong><\/p>\n<h3><span style=\"color: #9fffec;\"><strong>Top likuma groz\u012bjumi<\/strong><\/span><\/h3>\n<p>Atliktais maks\u0101jums ir bezprocentu un bezmaksas kred\u012bts, ko p\u0101rdev\u0113js, pakalpojuma sniedz\u0113js vai ra\u017eot\u0101js pie\u0161\u0137ir pat\u0113r\u0113t\u0101jam par t\u0101 pre\u010du vai pakalpojumu ieg\u0101di atlikta maks\u0101juma, aizdevuma vai citas taml\u012bdz\u012bgas finansi\u0101las vieno\u0161an\u0101s veid\u0101.<\/p>\n<p>No 2026. gada 20. novembra tiks piem\u0113rota <a href=\"https:\/\/eur-lex.europa.eu\/eli\/dir\/2023\/2225\/oj?locale=lv\" target=\"_blank\" rel=\"noopener\">direkt\u012bva 2023\/2225<\/a>\u00a0par pat\u0113r\u0113t\u0101ju kred\u012btl\u012bgumiem un ar ko atce\u013c direkt\u012bvu 2008\/48\/EK, kas ievies\u012bs jaunu re\u017e\u012bmu pat\u0113r\u0113t\u0101ju kredit\u0113\u0161anas nozar\u0113. Lai gan direkt\u012bva Latvij\u0101 v\u0113l nav ofici\u0101li p\u0101r\u0146emta, Saeim\u0101 tiek izskat\u012bts\u00a0<a href=\"https:\/\/titania.saeima.lv\/LIVS14\/SaeimaLIVS14.nsf\/webAll?SearchView&amp;Query=(%5bNumberTxt%5d=1064\/Lp14)&amp;SearchMax=0&amp;SearchOrder=4\" target=\"_blank\" rel=\"noopener\">likumprojekts<\/a>\u00a0par groz\u012bjumiem\u00a0<a href=\"https:\/\/likumi.lv\/ta\/id\/23309-pateretaju-tiesibu-aizsardzibas-likums\" target=\"_blank\" rel=\"noopener\">Pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas likum\u0101<\/a>\u00a0(PTAL). \u0160ie groz\u012bjumi paredz regul\u0113jumu pilnv\u0113rt\u012bgi ieviest ar\u012b Latvij\u0101.<\/p>\n<p>Jaun\u0101 regul\u0113juma b\u016bt\u012bba ir piem\u0113rot tradicion\u0101l\u0101s kred\u012btdev\u0113ju pras\u012bbas (noteikumus par kredit\u0113\u0161anas l\u012bgumiem) ar\u012b t\u0101diem uz\u0146\u0113mumiem, kas pat\u0113r\u0113t\u0101jiem sniedz atlikt\u0101 maks\u0101juma vai l\u012bdzv\u0113rt\u012bgus risin\u0101jumus. Ja v\u0113l \u0161obr\u012bd min\u0113tajiem uz\u0146\u0113mumiem nav j\u0101veic pat\u0113r\u0113t\u0101ja kred\u012btsp\u0113jas izv\u0113rt\u0113\u0161ana, uz tiem neattiecas pien\u0101kums nodro\u0161in\u0101t caursp\u012bd\u012bgus un taisn\u012bgus l\u012bguma nosac\u012bjumus, u.c., tad, st\u0101joties sp\u0113k\u0101 groz\u012bjumiem, tas viss var tikt piem\u0113rots ar\u012b atlikto maks\u0101jumu pakalpojuma sniedz\u0113jiem. T\u0101d\u0113\u013c ir svar\u012bgi noteikt krit\u0113rijus, lai saprastu, k\u0101diem l\u012bgumiem jaunais re\u017e\u012bms b\u016bs saisto\u0161s.<\/p>\n<h3><span style=\"color: #9fffec;\"><strong>K\u0101di b\u016bs iz\u0146\u0113mumi?<\/strong><\/span><\/h3>\n<p>J\u0101piev\u0113r\u0161 uzman\u012bba tam, ka ne visa veida l\u012bgumi, saska\u0146\u0101 ar kuriem pat\u0113r\u0113t\u0101js var\u0113s veikt nor\u0113\u0137inu atlikt\u0101 k\u0101rt\u012bb\u0101, autom\u0101tiski tiks kvalific\u0113ti k\u0101 kredit\u0113\u0161anas l\u012bgumi. Atbilsto\u0161i izstr\u0101d\u0101tajiem groz\u012bjumiem PTAL\u00a0<a href=\"https:\/\/likumi.lv\/ta\/id\/23309#p8\" target=\"_blank\" rel=\"noopener\">8.panta<\/a>\u00a04.<sup>3<\/sup>da\u013c\u0101 atlikt\u0101 maks\u0101juma l\u012bgumiem jaun\u0101s pras\u012bbas netiks piem\u0113rotas divos gad\u012bjumos, \u012bpa\u0161am re\u017e\u012bmam pak\u013caujot lielos uz\u0146\u0113mumus (t\u0101di uz\u0146\u0113mumi, kuros ir vismaz 250 darbinieki vai apgroz\u012bjums 50\u00a0milj.\u00a0eiro apm\u0113r\u0101). \u0160ie gad\u012bjumi ir:<\/p>\n<ul class=\"chevronCircle\">\n<li>ja saska\u0146\u0101 ar l\u012bgumu maks\u0101jums piln\u012bb\u0101 tiek veikts 50 dienu laik\u0101 p\u0113c preces pieg\u0101des vai pakalpojuma snieg\u0161anas;<\/li>\n<li>ja saska\u0146\u0101 ar l\u012bgumu, kuru nosl\u0113dzis ra\u017eot\u0101js, p\u0101rdev\u0113js vai pakalpojuma sniedz\u0113js, kas ir liels uz\u0146\u0113mums, maks\u0101jums piln\u012bb\u0101 tiek veikts 14 dienu laik\u0101 p\u0113c preces pieg\u0101des vai pakalpojuma snieg\u0161anas.<\/li>\n<\/ul>\n<p>Pirmais iz\u0146\u0113mums ir attiecin\u0101ms uz visiem mazajiem un vid\u0113jiem uz\u0146\u0113mumiem, un praks\u0113 ir saist\u0101ms, piem\u0113ram, ar atliktas medic\u012bnisko r\u0113\u0137inu apmaksas gad\u012bjumiem, kad slimn\u012bcas pat\u0113r\u0113t\u0101jiem dod laiku samaksas veik\u0161anai. Savuk\u0101rt otraj\u0101 gad\u012bjum\u0101 sa\u012bsin\u0101tais 14 dienu termi\u0146\u0161 attiecas, piem\u0113ram, uz lieliem telekomunik\u0101ciju pakalpojumu sniedz\u0113jiem, kas pat\u0113r\u0113t\u0101jiem \u013cauj nor\u0113\u0137in\u0101ties par jauna mobil\u0101 telefona ieg\u0101di pa da\u013c\u0101m.<\/p>\n<p>J\u0101nor\u0101da, ka abos gad\u012bjumos papildus j\u0101\u0146em v\u0113r\u0101 ar\u012b krit\u0113rijs, kas izriet no \u201catlikt\u0101 maks\u0101juma pakalpojuma\u201d defin\u012bcijas PTAL 1.panta 1.punkta 23.apak\u0161punkt\u0101 (atbilsto\u0161i iecer\u0113tajam groz\u012bjumu projektam). Proti, min\u0113tie iz\u0146\u0113mumi ir piem\u0113rojami vien\u012bgi tad, ja atlikt\u0101 maks\u0101juma pakalpojumu nodro\u0161ina pats ra\u017eot\u0101js, p\u0101rdev\u0113js vai pakalpojuma sniedz\u0113js bez kred\u012bta starpnieka iesaistes. Ja uz\u0146\u0113mums praks\u0113 darbojas k\u0101 kred\u012bta starpnieks, tad min\u0113tie iz\u0146\u0113mumi uz to neattieksies.<\/p>\n<h3><span style=\"color: #9fffec;\"><strong>Ja l\u012bgums nosl\u0113gts pirms 2026. gada 20. novembra<\/strong><\/span><\/h3>\n<p>Iev\u0113rojot, ka groz\u012bjumi un direkt\u012bva st\u0101jas sp\u0113k\u0101 2026. gada 20. novembr\u012b, ir skaidrs, ka jaunais re\u017e\u012bms tiks piem\u0113rots visiem atlikt\u0101 maks\u0101juma l\u012bgumiem, kas nosl\u0113gti s\u0101kot ar 20. novembri. Tom\u0113r pamatots ir jaut\u0101jums par to, kas notiks ar l\u012bgumiem, kas nosl\u0113gti pirms tam.<\/p>\n<p class=\"articleQuote\">Ja jaun\u0101 normat\u012bv\u0101 regul\u0113juma laik\u0101 puses vienojas par b\u016btisk\u0101m izmai\u0146\u0101m iepriek\u0161 nosl\u0113gtaj\u0101 l\u012bgum\u0101, tad \u0161\u0101das izmai\u0146as var tikt v\u0113rt\u0113tas k\u0101 jauns atlikt\u0101 maks\u0101juma l\u012bgums<\/p>\n<p>Vispirms j\u0101nor\u0101da, ka visp\u0101r\u012bgi jaun\u0101s pras\u012bbas nevar piem\u0113rot l\u012bgumiem, kas nosl\u0113gti pirms direkt\u012bvas un likuma groz\u012bjumu sp\u0113k\u0101 st\u0101\u0161an\u0101s. \u0160eit kodols ir civilties\u012bbu princips, kas paredz \u2013 normat\u012bvajam aktam parasti nav atpaka\u013cejo\u0161a sp\u0113ka, ja likumdev\u0113js to nav skaidri noteicis. Proti, l\u012bgums tiek un tiks v\u0113rt\u0113ts p\u0113c ties\u012bb\u0101m, kas bija sp\u0113k\u0101 t\u0101 nosl\u0113g\u0161anas br\u012bd\u012b, ja vien netiek paredz\u0113ti atsevi\u0161\u0137i iz\u0146\u0113mumi. T\u0101da pati lo\u0123ika ir iek\u013cauta ar\u012b\u00a0<a href=\"https:\/\/eur-lex.europa.eu\/eli\/dir\/2023\/2225\/oj?locale=lv\" target=\"_blank\" rel=\"noopener\">direkt\u012bvas 2023\/2225<\/a>\u00a047.pant\u0101, kur\u0101 paredz\u0113ts, ka sp\u0113k\u0101 eso\u0161o un\u00a0<a href=\"https:\/\/eur-lex.europa.eu\/eli\/dir\/2008\/48\/oj\/?locale=LV\" target=\"_blank\" rel=\"noopener\">direkt\u012bvai 2008\/48\/EK<\/a> atbilsto\u0161o regul\u0113jumu turpina piem\u0113rot l\u012bdz to izbeig\u0161anai kred\u012btl\u012bgumiem, kas ir sp\u0113k\u0101 2026. gada 20. novembr\u012b. T\u0101 k\u0101 groz\u012bjumi attiec\u012bb\u0101 uz atliktajiem maks\u0101jumiem neparedz \u012bpa\u0161u k\u0101rt\u012bbu, visi atlikt\u0101 maks\u0101juma l\u012bgumi, kas nosl\u0113gti l\u012bdz 2026. gada 19. novembrim (ieskaitot), j\u0101noform\u0113 atbilsto\u0161i \u0161obr\u012bd sp\u0113k\u0101 eso\u0161ajam regul\u0113jumam un groz\u012bjumi tajos nav j\u0101veic ar\u012b p\u0113c 2026. gada 20. novembra.<\/p>\n<p><span style=\"color: #9fffec;\"><strong>Piem\u0113rs<\/strong><\/span><\/p>\n<p><em>2026. gada august\u0101 ar pat\u0113r\u0113t\u0101ju nosl\u0113gts l\u012bgums par telefona ieg\u0101di ar sadal\u012btu nomaksu uz 12 m\u0113ne\u0161iem. Lai ar\u012b maks\u0101jums piln\u012bb\u0101 netiek veikts 50 dienu laik\u0101 p\u0113c preces pieg\u0101des, l\u012bgumam l\u012bdz pat 2027.gada j\u016blijam (kad nomaksa ir pabeigta) ir piem\u0113rojams vecais regul\u0113jums, un \u0161\u0101ds l\u012bgums nav j\u0101groza.<\/em><\/p>\n<p>J\u0101patur pr\u0101t\u0101, ka l\u012bgumi bie\u017ei tiek groz\u012bti, t\u0101p\u0113c ir lietder\u012bgi no\u0161\u0137irt situ\u0101cijas, kad iepriek\u0161 nosl\u0113gtais l\u012bgums vienk\u0101r\u0161i turpina izpildi, no situ\u0101cij\u0101m, kad p\u0113c 2026.gada 20.novembra faktiski ar pat\u0113r\u0113t\u0101ju tiek rad\u012bta jauna vieno\u0161an\u0101s. Proti, ja jaun\u0101 normat\u012bv\u0101 regul\u0113juma laik\u0101 puses vienojas par b\u016btisk\u0101m izmai\u0146\u0101m iepriek\u0161 nosl\u0113gtaj\u0101 l\u012bgum\u0101, tad \u0161\u0101das izmai\u0146as var tikt v\u0113rt\u0113tas k\u0101 jauns atlikt\u0101 maks\u0101juma l\u012bgums, kuram var tikt piem\u0113rots jaunais regul\u0113jums un kredit\u0113\u0161anas l\u012bgumu pras\u012bbas. Uz\u0146\u0113mums vairs nevar pa\u013cauties vien\u012bgi uz faktu, ka s\u0101kotn\u0113ji l\u012bgums ir nosl\u0113gts pirms 2026. gada 20. novembra.<\/p>\n<p><span style=\"color: #9fffec;\"><strong>Piem\u0113rs<\/strong><\/span><\/p>\n<p><em>2026. gada oktobr\u012b ar pat\u0113r\u0113t\u0101ju nosl\u0113gts l\u012bgums par ledusskapja ieg\u0101di, nosakot bezprocentu sadal\u012btus maks\u0101jumus n\u0101kamajiem 6 m\u0113ne\u0161iem. 2026. gada decembr\u012b puses vienojas, ka papildus ledusskapim tiek p\u0101rdota ar\u012b sald\u0113tava, nosakot papildu maksu, kuru pat\u0113r\u0113t\u0101js var veikt n\u0101kamajos 3 m\u0113ne\u0161os. \u0160is ir jauns l\u012bgums, kas ir nodal\u0101ms no iepriek\u0161\u0113j\u0101, t\u0101p\u0113c tas ir j\u0101sl\u0113dz atsevi\u0161\u0137i, iev\u0113rojot jauno regul\u0113jumu.<\/em><\/p>\n<p>Saist\u012bb\u0101 ar \u0161o piem\u0113ru j\u0101uzsver, ka l\u012bgumu groz\u012bjumi, kuri ievie\u0161 t\u0101dus noteikumus, kas pat\u0113r\u0113t\u0101ju nost\u0101da slikt\u0101k\u0101 situ\u0101cij\u0101 attiec\u012bb\u0101 uz sp\u0113k\u0101 eso\u0161o regul\u0113jumu vai paredz, ka pat\u0113r\u0113t\u0101js atsak\u0101s no sav\u0101m likum\u012bgaj\u0101m ties\u012bb\u0101m, atbilsto\u0161i PTAL\u00a0<a href=\"https:\/\/likumi.lv\/ta\/id\/23309#p6\" target=\"_blank\" rel=\"noopener\">6.panta<\/a>\u00a01.<sup>1<\/sup>da\u013cai uzskat\u0101mi par netaisn\u012bgiem un nav sp\u0113k\u0101. To pastiprina ar\u012b PTAL\u00a0<a href=\"https:\/\/likumi.lv\/ta\/id\/23309#p5\" target=\"_blank\" rel=\"noopener\">5.pant\u0101<\/a>\u00a0iek\u013cautais l\u012bgumsl\u0113dz\u0113ju pu\u0161u tiesisk\u0101s vienl\u012bdz\u012bbas princips.<\/p>\n<p>Gad\u012bjum\u0101, ja jau nosl\u0113gt\u0101 l\u012bgum\u0101 tiek veikti groz\u012bjumi, kas pat\u0113r\u0113t\u0101ju nost\u0101da lab\u0101k\u0101 situ\u0101cij\u0101, ir iesp\u0113jams argument\u0113t, ka tie tom\u0113r b\u016bs sp\u0113k\u0101 eso\u0161i un pat\u0113r\u0113t\u0101jam saisto\u0161i. Min\u0113tajam analo\u0123iski var\u0113tu piemin\u0113t gad\u012bjumus, kad tiek veikta pat\u0113r\u0113t\u0101jam labv\u0113l\u012bga par\u0101da restrukturiz\u0101cija \u0101rpustiesas proces\u0101. Uz\u0146\u0113mumiem gan j\u0101patur pr\u0101t\u0101, ka \u0161\u0101dos apst\u0101k\u013cos pirm\u0161\u0137ietami uz tiem attieksies pat\u0113r\u0113t\u0101ju kredit\u0113\u0161anas pakalpojumu sniedz\u0113ju pien\u0101kumi, piem\u0113ram, pras\u012bba par kredit\u0113\u0161anas pakalpojumu sniedz\u0113ju licences ieg\u016b\u0161anu. J\u0101uzsver \u2013 kam\u0113r PTAL groz\u012bjumi Saeim\u0101 v\u0113l nav pie\u0146emti, pilnv\u0113rt\u012bgi skaidrojumi par jaun\u0101 regul\u0113juma piem\u0113ro\u0161anu praks\u0113 v\u0113l nav pieejami. Tom\u0113r \u0161\u0101da veida maks\u0101jumu termi\u0146u pagarin\u0101\u0161ana, kuras rezult\u0101t\u0101 pa\u0161i uz\u0146\u0113mumi var\u0113tu izvair\u012bties no kredit\u0113\u0161anas pakalpojumu sniedz\u0113ju pien\u0101kumiem, var\u0113tu tikt klasific\u0113ta k\u0101 jaun\u0101 regul\u0113juma apie\u0161ana un\u00a0<a href=\"https:\/\/eur-lex.europa.eu\/eli\/dir\/2023\/2225\/oj?locale=lv\" target=\"_blank\" rel=\"noopener\">direkt\u012bvas 2023\/2225<\/a>\u00a043.panta p\u0101rk\u0101pums.<\/p>\n<p><span style=\"color: #9fffec;\"><strong>Piem\u0113rs<\/strong><\/span><\/p>\n<p><em>2026. gada oktobr\u012b ar pat\u0113r\u0113t\u0101ju nosl\u0113gts l\u012bgums par ledusskapja ieg\u0101di, nosakot bezprocentu sadal\u012btus maks\u0101jumus n\u0101kamajiem 6 m\u0113ne\u0161iem. 2026. gada decembr\u012b puses vienojas, ka pilnu ledusskapja atmaksu pat\u0113r\u0113t\u0101js var veikt 8 nevis iepriek\u0161 paredz\u0113to 6 m\u0113ne\u0161u viet\u0101, neuzliekot pat\u0113r\u0113t\u0101jam papildu izmaksas vai citus izdevumus. Neskatoties uz to, ka pat\u0113r\u0113t\u0101js tiek nost\u0101d\u012bts lab\u0101k\u0101 situ\u0101cij\u0101, uz\u0146\u0113mums darbojas k\u0101 pat\u0113r\u0113t\u0101ju kredit\u0113\u0161anas pakalpojumu sniedz\u0113js.<\/em><\/p>\n<p>Svar\u012bg\u0101kais, kas j\u0101patur pr\u0101t\u0101 par atlikto maks\u0101jumu l\u012bgumu noform\u0113\u0161anu un sl\u0113g\u0161anu, ir tas, ka p\u0113c jaun\u0101 regul\u0113juma st\u0101\u0161an\u0101s sp\u0113k\u0101 atlikto maks\u0101jumu l\u012bgumiem piem\u0113ros kredit\u0113\u0161anas l\u012bgumu pras\u012bbas atbilsto\u0161i PTAL\u00a0<a href=\"https:\/\/likumi.lv\/ta\/id\/23309#p8\" target=\"_blank\" rel=\"noopener\">8.pantam<\/a>\u00a0un\u00a0<a href=\"https:\/\/likumi.lv\/ta\/id\/285975-noteikumi-par-pateretaja-kreditesanu\" target=\"_blank\" rel=\"noopener\">Ministru kabineta noteikumiem Nr.691<\/a>\u00a0\u201cNoteikumi par pat\u0113r\u0113t\u0101ja kredit\u0113\u0161anu\u201d. Uz\u0146\u0113mumiem labs pal\u012bgs kredit\u0113\u0161anas l\u012bgumu izveidei ir Pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas centra izstr\u0101d\u0101t\u0101s vadl\u012bnijas kredit\u0113\u0161anas l\u012bgumu sast\u0101d\u012b\u0161anai.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>No 2026.gada 20.novembra atliktajiem maks\u0101jumiem piem\u0113ros kredit\u0113\u0161anas l\u012bgumu pras\u012bbas. Vai jaun\u0101s pras\u012bbas attieksies tikai uz jauniem l\u012bgumiem vai ar\u012b ietekm\u0113s l\u012bgumus, kas nosl\u0113gti l\u012bdz \u0161im datumam? Vai l\u012bgumos ar eso\u0161ajiem klientiem b\u016bs j\u0101sagatavo groz\u012bjumi? Skaidrojam! Top likuma groz\u012bjumi Atliktais maks\u0101jums..<\/p>\n","protected":false},"author":10,"featured_media":54513,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[3],"country":[96],"class_list":["post-54511","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized-lv","country-latvia-lv"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Vai j\u0101groza atlikto maks\u0101jumu l\u012bgumi? | COBALT<\/title>\n<meta name=\"description\" content=\"No 2026.gada 20.novembra atliktajiem maks\u0101jumiem piem\u0113ros kredit\u0113\u0161anas l\u012bgumu pras\u012bbas. Vai jaun\u0101s pras\u012bbas attieksies tikai uz jauniem l\u012bgumiem vai ar\u012b ietekm\u0113s l\u012bgumus, kas nosl\u0113gti l\u012bdz \u0161im datumam? Vai l\u012bgumos ar eso\u0161ajiem klientiem b\u016bs j\u0101sagatavo groz\u012bjumi? Skaidrojam!Top likuma groz\u012bjumiAtliktais maks\u0101jums ir bezprocentu un bezmaksas kred\u012bts, ko p\u0101rdev\u0113js, pakalpojuma sniedz\u0113js vai ra\u017eot\u0101js pie\u0161\u0137ir pat\u0113r\u0113t\u0101jam par t\u0101 pre\u010du vai pakalpojumu ieg\u0101di atlikta maks\u0101juma, aizdevuma vai citas taml\u012bdz\u012bgas finansi\u0101las vieno\u0161an\u0101s veid\u0101.No 2026.gada 20.novembra tiks piem\u0113rota\u00a0direkt\u012bva 2023\/2225\u00a0par pat\u0113r\u0113t\u0101ju kred\u012btl\u012bgumiem un ar ko atce\u013c direkt\u012bvu 2008\/48\/EK, kas ievies\u012bs jaunu re\u017e\u012bmu pat\u0113r\u0113t\u0101ju kredit\u0113\u0161anas nozar\u0113. Lai gan direkt\u012bva Latvij\u0101 v\u0113l nav ofici\u0101li p\u0101r\u0146emta, Saeim\u0101 tiek izskat\u012bts\u00a0likumprojekts\u00a0par groz\u012bjumiem\u00a0Pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas likum\u0101\u00a0(PTAL). \u0160ie groz\u012bjumi paredz regul\u0113jumu pilnv\u0113rt\u012bgi ieviest ar\u012b Latvij\u0101.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cobalt.legal\/lv\/news-cases\/vai-jagroza-atlikto-maksajumu-ligumi\/\" \/>\n<meta property=\"og:locale\" content=\"lv_LV\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Vai j\u0101groza atlikto maks\u0101jumu l\u012bgumi? | COBALT\" \/>\n<meta property=\"og:description\" content=\"No 2026.gada 20.novembra atliktajiem maks\u0101jumiem piem\u0113ros kredit\u0113\u0161anas l\u012bgumu pras\u012bbas. Vai jaun\u0101s pras\u012bbas attieksies tikai uz jauniem l\u012bgumiem vai ar\u012b ietekm\u0113s l\u012bgumus, kas nosl\u0113gti l\u012bdz \u0161im datumam? Vai l\u012bgumos ar eso\u0161ajiem klientiem b\u016bs j\u0101sagatavo groz\u012bjumi? Skaidrojam!Top likuma groz\u012bjumiAtliktais maks\u0101jums ir bezprocentu un bezmaksas kred\u012bts, ko p\u0101rdev\u0113js, pakalpojuma sniedz\u0113js vai ra\u017eot\u0101js pie\u0161\u0137ir pat\u0113r\u0113t\u0101jam par t\u0101 pre\u010du vai pakalpojumu ieg\u0101di atlikta maks\u0101juma, aizdevuma vai citas taml\u012bdz\u012bgas finansi\u0101las vieno\u0161an\u0101s veid\u0101.No 2026.gada 20.novembra tiks piem\u0113rota\u00a0direkt\u012bva 2023\/2225\u00a0par pat\u0113r\u0113t\u0101ju kred\u012btl\u012bgumiem un ar ko atce\u013c direkt\u012bvu 2008\/48\/EK, kas ievies\u012bs jaunu re\u017e\u012bmu pat\u0113r\u0113t\u0101ju kredit\u0113\u0161anas nozar\u0113. Lai gan direkt\u012bva Latvij\u0101 v\u0113l nav ofici\u0101li p\u0101r\u0146emta, Saeim\u0101 tiek izskat\u012bts\u00a0likumprojekts\u00a0par groz\u012bjumiem\u00a0Pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas likum\u0101\u00a0(PTAL). \u0160ie groz\u012bjumi paredz regul\u0113jumu pilnv\u0113rt\u012bgi ieviest ar\u012b Latvij\u0101.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.cobalt.legal\/lv\/news-cases\/vai-jagroza-atlikto-maksajumu-ligumi\/\" \/>\n<meta property=\"og:site_name\" content=\"COBALT\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/CobaltLegal\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-07T09:22:11+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-07T09:23:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.cobalt.legal\/wp-content\/uploads\/2026\/04\/vai-jagroza-atlikto-maksajumu-ligumi.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"2560\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"L\u012bva Dumpe\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"L\u012bva Dumpe\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/news-cases\\\/vai-jagroza-atlikto-maksajumu-ligumi\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/news-cases\\\/vai-jagroza-atlikto-maksajumu-ligumi\\\/\"},\"author\":{\"name\":\"L\u012bva Dumpe\",\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/#\\\/schema\\\/person\\\/6bbab99ed584e23881516eaa77c49aa3\"},\"headline\":\"Vai j\u0101groza atlikto maks\u0101jumu l\u012bgumi?\",\"datePublished\":\"2026-04-07T09:22:11+00:00\",\"dateModified\":\"2026-04-07T09:23:55+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/news-cases\\\/vai-jagroza-atlikto-maksajumu-ligumi\\\/\"},\"wordCount\":1672,\"publisher\":{\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/news-cases\\\/vai-jagroza-atlikto-maksajumu-ligumi\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.cobalt.legal\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/vai-jagroza-atlikto-maksajumu-ligumi.jpg\",\"articleSection\":[\"Uncategorized @lv\"],\"inLanguage\":\"lv-LV\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/news-cases\\\/vai-jagroza-atlikto-maksajumu-ligumi\\\/\",\"url\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/news-cases\\\/vai-jagroza-atlikto-maksajumu-ligumi\\\/\",\"name\":\"Vai j\u0101groza atlikto maks\u0101jumu l\u012bgumi? | COBALT\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/news-cases\\\/vai-jagroza-atlikto-maksajumu-ligumi\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/news-cases\\\/vai-jagroza-atlikto-maksajumu-ligumi\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.cobalt.legal\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/vai-jagroza-atlikto-maksajumu-ligumi.jpg\",\"datePublished\":\"2026-04-07T09:22:11+00:00\",\"dateModified\":\"2026-04-07T09:23:55+00:00\",\"description\":\"No 2026.gada 20.novembra atliktajiem maks\u0101jumiem piem\u0113ros kredit\u0113\u0161anas l\u012bgumu pras\u012bbas. Vai jaun\u0101s pras\u012bbas attieksies tikai uz jauniem l\u012bgumiem vai ar\u012b ietekm\u0113s l\u012bgumus, kas nosl\u0113gti l\u012bdz \u0161im datumam? Vai l\u012bgumos ar eso\u0161ajiem klientiem b\u016bs j\u0101sagatavo groz\u012bjumi? Skaidrojam!Top likuma groz\u012bjumiAtliktais maks\u0101jums ir bezprocentu un bezmaksas kred\u012bts, ko p\u0101rdev\u0113js, pakalpojuma sniedz\u0113js vai ra\u017eot\u0101js pie\u0161\u0137ir pat\u0113r\u0113t\u0101jam par t\u0101 pre\u010du vai pakalpojumu ieg\u0101di atlikta maks\u0101juma, aizdevuma vai citas taml\u012bdz\u012bgas finansi\u0101las vieno\u0161an\u0101s veid\u0101.No 2026.gada 20.novembra tiks piem\u0113rota\u00a0direkt\u012bva 2023\\\/2225\u00a0par pat\u0113r\u0113t\u0101ju kred\u012btl\u012bgumiem un ar ko atce\u013c direkt\u012bvu 2008\\\/48\\\/EK, kas ievies\u012bs jaunu re\u017e\u012bmu pat\u0113r\u0113t\u0101ju kredit\u0113\u0161anas nozar\u0113. Lai gan direkt\u012bva Latvij\u0101 v\u0113l nav ofici\u0101li p\u0101r\u0146emta, Saeim\u0101 tiek izskat\u012bts\u00a0likumprojekts\u00a0par groz\u012bjumiem\u00a0Pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas likum\u0101\u00a0(PTAL). \u0160ie groz\u012bjumi paredz regul\u0113jumu pilnv\u0113rt\u012bgi ieviest ar\u012b Latvij\u0101.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/news-cases\\\/vai-jagroza-atlikto-maksajumu-ligumi\\\/#breadcrumb\"},\"inLanguage\":\"lv-LV\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/news-cases\\\/vai-jagroza-atlikto-maksajumu-ligumi\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"lv-LV\",\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/news-cases\\\/vai-jagroza-atlikto-maksajumu-ligumi\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.cobalt.legal\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/vai-jagroza-atlikto-maksajumu-ligumi.jpg\",\"contentUrl\":\"https:\\\/\\\/www.cobalt.legal\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/vai-jagroza-atlikto-maksajumu-ligumi.jpg\",\"width\":2560,\"height\":2560},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/news-cases\\\/vai-jagroza-atlikto-maksajumu-ligumi\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Vai j\u0101groza atlikto maks\u0101jumu l\u012bgumi?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/#website\",\"url\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/\",\"name\":\"COBALT\",\"description\":\"Top-tier law services in Estonia, Latvia and Lithuania\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"lv-LV\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/#organization\",\"name\":\"COBALT\",\"url\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"lv-LV\",\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.cobalt.legal\\\/wp-content\\\/uploads\\\/2023\\\/04\\\/cobalt-logo.png\",\"contentUrl\":\"https:\\\/\\\/www.cobalt.legal\\\/wp-content\\\/uploads\\\/2023\\\/04\\\/cobalt-logo.png\",\"width\":400,\"height\":116,\"caption\":\"COBALT\"},\"image\":{\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/CobaltLegal\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/#\\\/schema\\\/person\\\/6bbab99ed584e23881516eaa77c49aa3\",\"name\":\"L\u012bva Dumpe\",\"url\":\"https:\\\/\\\/www.cobalt.legal\\\/lv\\\/author\\\/liva\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Vai j\u0101groza atlikto maks\u0101jumu l\u012bgumi? | COBALT","description":"No 2026.gada 20.novembra atliktajiem maks\u0101jumiem piem\u0113ros kredit\u0113\u0161anas l\u012bgumu pras\u012bbas. Vai jaun\u0101s pras\u012bbas attieksies tikai uz jauniem l\u012bgumiem vai ar\u012b ietekm\u0113s l\u012bgumus, kas nosl\u0113gti l\u012bdz \u0161im datumam? Vai l\u012bgumos ar eso\u0161ajiem klientiem b\u016bs j\u0101sagatavo groz\u012bjumi? Skaidrojam!Top likuma groz\u012bjumiAtliktais maks\u0101jums ir bezprocentu un bezmaksas kred\u012bts, ko p\u0101rdev\u0113js, pakalpojuma sniedz\u0113js vai ra\u017eot\u0101js pie\u0161\u0137ir pat\u0113r\u0113t\u0101jam par t\u0101 pre\u010du vai pakalpojumu ieg\u0101di atlikta maks\u0101juma, aizdevuma vai citas taml\u012bdz\u012bgas finansi\u0101las vieno\u0161an\u0101s veid\u0101.No 2026.gada 20.novembra tiks piem\u0113rota\u00a0direkt\u012bva 2023\/2225\u00a0par pat\u0113r\u0113t\u0101ju kred\u012btl\u012bgumiem un ar ko atce\u013c direkt\u012bvu 2008\/48\/EK, kas ievies\u012bs jaunu re\u017e\u012bmu pat\u0113r\u0113t\u0101ju kredit\u0113\u0161anas nozar\u0113. Lai gan direkt\u012bva Latvij\u0101 v\u0113l nav ofici\u0101li p\u0101r\u0146emta, Saeim\u0101 tiek izskat\u012bts\u00a0likumprojekts\u00a0par groz\u012bjumiem\u00a0Pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas likum\u0101\u00a0(PTAL). \u0160ie groz\u012bjumi paredz regul\u0113jumu pilnv\u0113rt\u012bgi ieviest ar\u012b Latvij\u0101.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.cobalt.legal\/lv\/news-cases\/vai-jagroza-atlikto-maksajumu-ligumi\/","og_locale":"lv_LV","og_type":"article","og_title":"Vai j\u0101groza atlikto maks\u0101jumu l\u012bgumi? | COBALT","og_description":"No 2026.gada 20.novembra atliktajiem maks\u0101jumiem piem\u0113ros kredit\u0113\u0161anas l\u012bgumu pras\u012bbas. Vai jaun\u0101s pras\u012bbas attieksies tikai uz jauniem l\u012bgumiem vai ar\u012b ietekm\u0113s l\u012bgumus, kas nosl\u0113gti l\u012bdz \u0161im datumam? Vai l\u012bgumos ar eso\u0161ajiem klientiem b\u016bs j\u0101sagatavo groz\u012bjumi? Skaidrojam!Top likuma groz\u012bjumiAtliktais maks\u0101jums ir bezprocentu un bezmaksas kred\u012bts, ko p\u0101rdev\u0113js, pakalpojuma sniedz\u0113js vai ra\u017eot\u0101js pie\u0161\u0137ir pat\u0113r\u0113t\u0101jam par t\u0101 pre\u010du vai pakalpojumu ieg\u0101di atlikta maks\u0101juma, aizdevuma vai citas taml\u012bdz\u012bgas finansi\u0101las vieno\u0161an\u0101s veid\u0101.No 2026.gada 20.novembra tiks piem\u0113rota\u00a0direkt\u012bva 2023\/2225\u00a0par pat\u0113r\u0113t\u0101ju kred\u012btl\u012bgumiem un ar ko atce\u013c direkt\u012bvu 2008\/48\/EK, kas ievies\u012bs jaunu re\u017e\u012bmu pat\u0113r\u0113t\u0101ju kredit\u0113\u0161anas nozar\u0113. Lai gan direkt\u012bva Latvij\u0101 v\u0113l nav ofici\u0101li p\u0101r\u0146emta, Saeim\u0101 tiek izskat\u012bts\u00a0likumprojekts\u00a0par groz\u012bjumiem\u00a0Pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas likum\u0101\u00a0(PTAL). \u0160ie groz\u012bjumi paredz regul\u0113jumu pilnv\u0113rt\u012bgi ieviest ar\u012b Latvij\u0101.","og_url":"https:\/\/www.cobalt.legal\/lv\/news-cases\/vai-jagroza-atlikto-maksajumu-ligumi\/","og_site_name":"COBALT","article_publisher":"https:\/\/www.facebook.com\/CobaltLegal\/","article_published_time":"2026-04-07T09:22:11+00:00","article_modified_time":"2026-04-07T09:23:55+00:00","og_image":[{"width":2560,"height":2560,"url":"https:\/\/www.cobalt.legal\/wp-content\/uploads\/2026\/04\/vai-jagroza-atlikto-maksajumu-ligumi.jpg","type":"image\/jpeg"}],"author":"L\u012bva Dumpe","twitter_card":"summary_large_image","twitter_misc":{"Written by":"L\u012bva Dumpe","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.cobalt.legal\/lv\/news-cases\/vai-jagroza-atlikto-maksajumu-ligumi\/#article","isPartOf":{"@id":"https:\/\/www.cobalt.legal\/lv\/news-cases\/vai-jagroza-atlikto-maksajumu-ligumi\/"},"author":{"name":"L\u012bva Dumpe","@id":"https:\/\/www.cobalt.legal\/lv\/#\/schema\/person\/6bbab99ed584e23881516eaa77c49aa3"},"headline":"Vai j\u0101groza atlikto maks\u0101jumu l\u012bgumi?","datePublished":"2026-04-07T09:22:11+00:00","dateModified":"2026-04-07T09:23:55+00:00","mainEntityOfPage":{"@id":"https:\/\/www.cobalt.legal\/lv\/news-cases\/vai-jagroza-atlikto-maksajumu-ligumi\/"},"wordCount":1672,"publisher":{"@id":"https:\/\/www.cobalt.legal\/lv\/#organization"},"image":{"@id":"https:\/\/www.cobalt.legal\/lv\/news-cases\/vai-jagroza-atlikto-maksajumu-ligumi\/#primaryimage"},"thumbnailUrl":"https:\/\/www.cobalt.legal\/wp-content\/uploads\/2026\/04\/vai-jagroza-atlikto-maksajumu-ligumi.jpg","articleSection":["Uncategorized @lv"],"inLanguage":"lv-LV"},{"@type":"WebPage","@id":"https:\/\/www.cobalt.legal\/lv\/news-cases\/vai-jagroza-atlikto-maksajumu-ligumi\/","url":"https:\/\/www.cobalt.legal\/lv\/news-cases\/vai-jagroza-atlikto-maksajumu-ligumi\/","name":"Vai j\u0101groza atlikto maks\u0101jumu l\u012bgumi? | COBALT","isPartOf":{"@id":"https:\/\/www.cobalt.legal\/lv\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.cobalt.legal\/lv\/news-cases\/vai-jagroza-atlikto-maksajumu-ligumi\/#primaryimage"},"image":{"@id":"https:\/\/www.cobalt.legal\/lv\/news-cases\/vai-jagroza-atlikto-maksajumu-ligumi\/#primaryimage"},"thumbnailUrl":"https:\/\/www.cobalt.legal\/wp-content\/uploads\/2026\/04\/vai-jagroza-atlikto-maksajumu-ligumi.jpg","datePublished":"2026-04-07T09:22:11+00:00","dateModified":"2026-04-07T09:23:55+00:00","description":"No 2026.gada 20.novembra atliktajiem maks\u0101jumiem piem\u0113ros kredit\u0113\u0161anas l\u012bgumu pras\u012bbas. Vai jaun\u0101s pras\u012bbas attieksies tikai uz jauniem l\u012bgumiem vai ar\u012b ietekm\u0113s l\u012bgumus, kas nosl\u0113gti l\u012bdz \u0161im datumam? Vai l\u012bgumos ar eso\u0161ajiem klientiem b\u016bs j\u0101sagatavo groz\u012bjumi? Skaidrojam!Top likuma groz\u012bjumiAtliktais maks\u0101jums ir bezprocentu un bezmaksas kred\u012bts, ko p\u0101rdev\u0113js, pakalpojuma sniedz\u0113js vai ra\u017eot\u0101js pie\u0161\u0137ir pat\u0113r\u0113t\u0101jam par t\u0101 pre\u010du vai pakalpojumu ieg\u0101di atlikta maks\u0101juma, aizdevuma vai citas taml\u012bdz\u012bgas finansi\u0101las vieno\u0161an\u0101s veid\u0101.No 2026.gada 20.novembra tiks piem\u0113rota\u00a0direkt\u012bva 2023\/2225\u00a0par pat\u0113r\u0113t\u0101ju kred\u012btl\u012bgumiem un ar ko atce\u013c direkt\u012bvu 2008\/48\/EK, kas ievies\u012bs jaunu re\u017e\u012bmu pat\u0113r\u0113t\u0101ju kredit\u0113\u0161anas nozar\u0113. Lai gan direkt\u012bva Latvij\u0101 v\u0113l nav ofici\u0101li p\u0101r\u0146emta, Saeim\u0101 tiek izskat\u012bts\u00a0likumprojekts\u00a0par groz\u012bjumiem\u00a0Pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas likum\u0101\u00a0(PTAL). \u0160ie groz\u012bjumi paredz regul\u0113jumu pilnv\u0113rt\u012bgi ieviest ar\u012b Latvij\u0101.","breadcrumb":{"@id":"https:\/\/www.cobalt.legal\/lv\/news-cases\/vai-jagroza-atlikto-maksajumu-ligumi\/#breadcrumb"},"inLanguage":"lv-LV","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.cobalt.legal\/lv\/news-cases\/vai-jagroza-atlikto-maksajumu-ligumi\/"]}]},{"@type":"ImageObject","inLanguage":"lv-LV","@id":"https:\/\/www.cobalt.legal\/lv\/news-cases\/vai-jagroza-atlikto-maksajumu-ligumi\/#primaryimage","url":"https:\/\/www.cobalt.legal\/wp-content\/uploads\/2026\/04\/vai-jagroza-atlikto-maksajumu-ligumi.jpg","contentUrl":"https:\/\/www.cobalt.legal\/wp-content\/uploads\/2026\/04\/vai-jagroza-atlikto-maksajumu-ligumi.jpg","width":2560,"height":2560},{"@type":"BreadcrumbList","@id":"https:\/\/www.cobalt.legal\/lv\/news-cases\/vai-jagroza-atlikto-maksajumu-ligumi\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.cobalt.legal\/lv\/"},{"@type":"ListItem","position":2,"name":"Vai j\u0101groza atlikto maks\u0101jumu l\u012bgumi?"}]},{"@type":"WebSite","@id":"https:\/\/www.cobalt.legal\/lv\/#website","url":"https:\/\/www.cobalt.legal\/lv\/","name":"COBALT","description":"Top-tier law services in Estonia, Latvia and Lithuania","publisher":{"@id":"https:\/\/www.cobalt.legal\/lv\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.cobalt.legal\/lv\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"lv-LV"},{"@type":"Organization","@id":"https:\/\/www.cobalt.legal\/lv\/#organization","name":"COBALT","url":"https:\/\/www.cobalt.legal\/lv\/","logo":{"@type":"ImageObject","inLanguage":"lv-LV","@id":"https:\/\/www.cobalt.legal\/lv\/#\/schema\/logo\/image\/","url":"https:\/\/www.cobalt.legal\/wp-content\/uploads\/2023\/04\/cobalt-logo.png","contentUrl":"https:\/\/www.cobalt.legal\/wp-content\/uploads\/2023\/04\/cobalt-logo.png","width":400,"height":116,"caption":"COBALT"},"image":{"@id":"https:\/\/www.cobalt.legal\/lv\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/CobaltLegal\/"]},{"@type":"Person","@id":"https:\/\/www.cobalt.legal\/lv\/#\/schema\/person\/6bbab99ed584e23881516eaa77c49aa3","name":"L\u012bva Dumpe","url":"https:\/\/www.cobalt.legal\/lv\/author\/liva\/"}]}},"_links":{"self":[{"href":"https:\/\/www.cobalt.legal\/lv\/wp-json\/wp\/v2\/posts\/54511","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cobalt.legal\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cobalt.legal\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cobalt.legal\/lv\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cobalt.legal\/lv\/wp-json\/wp\/v2\/comments?post=54511"}],"version-history":[{"count":3,"href":"https:\/\/www.cobalt.legal\/lv\/wp-json\/wp\/v2\/posts\/54511\/revisions"}],"predecessor-version":[{"id":54518,"href":"https:\/\/www.cobalt.legal\/lv\/wp-json\/wp\/v2\/posts\/54511\/revisions\/54518"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.cobalt.legal\/lv\/wp-json\/wp\/v2\/media\/54513"}],"wp:attachment":[{"href":"https:\/\/www.cobalt.legal\/lv\/wp-json\/wp\/v2\/media?parent=54511"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cobalt.legal\/lv\/wp-json\/wp\/v2\/categories?post=54511"},{"taxonomy":"country","embeddable":true,"href":"https:\/\/www.cobalt.legal\/lv\/wp-json\/wp\/v2\/country?post=54511"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}