Baltic Finreg Summit '26

Explore Industry Trends and Regulatory Challenges Defining the Future of Financial Services

The annual Baltic FinReg Summit 2026 will take place on 21 April 2026 at CYBER CITY (Švitrigailos st. 36), Vilnius, Lithuania. Recognised as the leading think tank, knowledge-sharing, and networking event for the financial sector in the Baltic region and beyond, FinReg 2026 brings together senior decision-makers to explore regulatory developments, industry trends, and practical challenges shaping the future of financial services.

Over the years, the Baltic FinReg Summit has united the full spectrum of the financial ecosystem, including regulators, EU policymakers, industry leaders, fintech innovators, legal practitioners, and international advisors. The summit has become a go-to platform for gaining actionable insights and building high-level networks across banking, fintech, payments, crypto, AML, and regulatory compliance.

Industry in Its Full Spectrum & Networking at Its Finest

The summit brings together regulators, policymakers, financial institutions, and market leaders in one place, enabling meaningful exchange and high-level networking across the Baltics and the wider European market.

Through keynote presentations, expert panel discussions, and interactive sessions, participants gain perspective from different sides of the financial ecosystem, fostering dialogue that goes beyond individual sectors or jurisdictions.

This year’s summit is organised by COBALT, a leading Pan-Baltic law firm operating in Estonia, Latvia, and Lithuania, in collaboration with the European Investment Bank.

Practical Expertise Shared by Industry Leaders

FinReg’26 will focus on the most pressing regulatory and market developments impacting the financial sector, including:

MiCA in Practice: licensing experiences, supervisory expectations, and the road ahead
The Future of Finance: how digitalisation is transforming the landscape of financing
Payments after PSD2: regulatory lessons and the transition towards PSD3
Fraud prevention and PSR implications
Supervisory and legislative challenges in the Baltics amid a shifting regulatory environment

Venue – Cyber City

Cyber City offers modern, technology-driven spaces designed for high-level conferences, executive meetings, and tech events. With advanced infrastructure and smart systems, it provides an ideal setting for knowledge exchange, collaboration, and industry-focused discussions.

How to get there?

Address: Švitrigailos st. 34–36, Vilnius (Naujamiestis).Parking: On-site and nearby parking is available around the Cyber City complex for visitors and event guests.
Taxi / ride-hailing: Bolt and Uber offer a convenient way to reach the venue, with direct drop-off at the entrance.
From the airport: Cyber City is located close to Vilnius Airport, making taxi or ride-hailing services a quick and straightforward option.
Public transport: City buses and other public transport routes serve the Naujamiestis area; nearby stops on Švitrigailos Street provide easy access to the venue.

TICKETS
Conference ticket includes free coffee and snacks and lunch.

Single (general)

Regular (Public Sector) € 200
Regular € 250

Get tickets NOW!

PURCHASE

* All prices are shown in euros per person including VAT.

Speakers

Uldis Cērps – Chief Executive Officer, Finance Latvia (LV). Uldis Cērps is a financial risk professional with over 25 years of experience in leadership, executive and non-executive roles across central banking, regulation and financial market infrastructure. Uldis currently serves as CEO of Finance Latvia, a financial sector advocacy group. He is also a Vice President of the Employer’s Confederation of Latvia and member of the Executive Committee of the European Banking Federation. Uldis’ career demonstrates experience across many sectors within financial services, embracing the perspective of regulated companies, issuers, and regulators.

Elijus Čivilis – General Manager, Invest Lithuania (LT). Elijus Čivilis leads foreign direct investment promotion agency Invest Lithuania. He is also on hands experienced in digital transformation, emerging technologies, policy making, capacity building, delivery excellence, and talent enablement (not forgetting his lifelong passion for cycling). Elijus Čivilis holds MBA from the University of Warwick.

Santa Purgaile – Deputy Governor, Latvijas Banka (LV). Santa Purgaile is a Deputy Governor of Latvijas Banka since 1 January 2023. She was a Chairperson of the Financial and Capital Market Commission (FCMC) since 24 October 2019 to 31 December 2022 (as of 1 January 2023, the FCMC was integrated into Latvijas Banka). Santa is a Member of the Supervisory Board of the European Central Bank, as well as Alternate Board Member at European Securities and Markets Authority and European Insurance and Occupational Pensions Authority. Santa Purgaile holds a master degree in international economics and business. Previously, Santa Purgaile had more than 20 years’ experience in banking industry.

Monika Koolmeister – Partner, COBALT (EE). Monika Koolmeister is a Partner of COBALT Estonia having a 15-year track record as a Banking & Finance attorney. Monika also has valuable experience from a leading commercial bank in Estonia, operating as Head of Compliance and member of the Extended Management Board. Monika has also been in charge of keeping good working relationships with the financial regulators – as Head of Compliance she has served as a contact person to the European Central Bank and the Estonian Financial Supervision Authority. She has been a member of the Estonian Bar Association since 2004.

Virginija Gečaitė – Head of the EIB Office in Lithuania (LT). Virginija Gečaitė currently leads the European Investment Bank’s Office in Lithuania, the world’s largest multilateral financial institution and one of the biggest providers of climate finance. In this role, she promotes the Bank’s financial products and services to market players in the Baltic region, while ensuring projects align with the European Union’s strategic objectives, including climate and environmental sustainability, cohesion, innovation, and sustainable energy. Prior to this, Virginija served as a Senior Loan Officer in the EIB’s Financial Institutions Department, where she was responsible for structuring and deploying financial instruments, primarily in Northern and Central Eastern Europe. Virginija is an alumnus of Vilnius University and holds a Master’s Degree in Finance from Suffolk University in Boston, USA.

Akvilė Bosaitė – Partner, COBALT (LT). Akvilė Bosaitė is a senior finance, investments and financial regulatory lawyer with nearly 20 years of experience advising financial institutions, investors and corporates on complex regulatory and transactional matters across Lithuania and internationally. Her practice focuses on financial regulation, including fintech and crypto-asset regulation, investment funds, regulatory clearances and ongoing supervisory matters, as well as financing and investment transactions. Akvilė regularly advises on a broad range of financing structures, including bilateral and syndicated lending, securitisations, aviation finance and other asset-based financings, as well as on domestic and cross-border investment transactions. She is consistently recognised as a leading practitioner by IFLR1000, The Legal 500 and Chambers Europe, which highlight her technical excellence, commercial approach and deep understanding of financial markets. Akvilė holds a Master’s degree in Law from Vilnius University and an LL.M. from Erasmus University Rotterdam (the Netherlands).

Eva Suduiko – Partner, COBALT (LT). Eva Suduiko is a Partner and Co-Head of the Banking and Finance Practice Group. She has specialised in banking, finance, capital markets and M&A for over twelve years. Eva gained a Master’s degree in Law from Vilnius University and broadened her experience while working as a visiting lawyer at a leading Nordic law firm Roschier in Helsinki. During her legal practice, Eva Suduiko has advised clients in a number of M&A transactions, international financing and security arrangements. She constantly advises both local and foreign clients on various regulatory matters, including cross-border provision of services, issue of securities and other capital and financial markets related projects.

Kazimieras Zaveckas – Board Member & Head of Compliance Division, Swedbank (LT). Board Member and Head of Compliance at a leading Baltic bank with more than 20 years of experience in compliance, legal, and financial supervision. Has held senior compliance and legal roles at two major Nordic-Baltic banks, working across financial services, conduct, and financial crime risk matters. Previously gained international experience at the International Monetary Fund, contributing to cross-border projects and regulatory initiatives. Focused on supporting sound governance, maintaining strong compliance standards, and improving oversight processes, including through automation. Also engaged in lecturing and PhD studies, with a continued interest in professional development and knowledge sharing.

Marius Jurgilas – CEO, Axiology (LT). Marius Jurgilas, CEO of Axiology, is a seasoned leader with over 15 years of experience in central banking, financial regulation and FinTech policy. He has held senior roles at the Bank of Lithuania, Norges Bank, the Bank of England, and Swedish Financial Supervisory Authority, shaping digital innovation and regulatory frameworks across Europe.

Greta Ranonytė – CEO, Fintech Hub LT (LT). Greta Ranonytė is the CEO of Fintech Hub LT, the largest Fintech association in the Baltics, uniting more than 90 Fintech companies. Greta is actively involved in all Fintech-related questions, as the association primarily focuses on ensuring qualitative growth of the sector. Association covers topics such as governance, internal controls, risk management, AML / CTF, fraud prevention, sanctions, operational resilience, legal, compliance and reporting. She holds a Master’s degree in Public Policy Analysis from Vilnius University. Before starting this position, Greta worked at the Ministry of Finance of the Republic of Lithuania, where, among other projects, she was a driving force in preparing the Lithuanian Fintech Guidelines for 2023-2028.

Marija Celma – Fraud prevention expert, Luminor Bank (LV). Marija Celma is a fraud prevention expert at Luminor Bank with seven years of experience in banking fraud risk management. She holds a Bachelor’s degree in Law and is a Certified Fraud Examiner (CFE). Her work is grounded in extensive hands on investigation of diverse fraud schemes, giving her a deep understanding of social engineering techniques, regulatory obligations, and how fraud manifests in real life situations. Marija actively contributes to fraud awareness initiatives and participates in the Finance Latvia Association Fraud Prevention Working Group, collaborating with industry stakeholders to address fraud as a growing cross sector challenge.

Edgars Lodziņš – Partner, COBALT (LV). Edgars Lodziņš leads the Banking and Finance Practice Group. He has more than 15 years of professional experience in banking and finance, capital markets and M&A field. During his practice, Edgars has successfully advised some of the most significant financing, capital markets and M&A transactions in the region (both Latvian and cross-border) and has earned an excellent reputation for being one of the top specialists in the field. His clients include major international and local credit and financial institutions, private equity and venture capital funds and investors. Edgars is also a member of the Legal Committee of Latvian Private Equity and Venture Capital Association.

Marine Krasovska – Head of FinTech supervision department, Latvijas Banka (LV). Marine Krasovska is a Latvian financial sector leader known for her expertise in financial innovation and regulatory supervision. Before joining the regulators, Marine built substantial industry experience in the banking sector, working in senior roles at major Baltic banks including AS SEB bank, AS DNB bank, and Luminor Bank AS. In these positions she focused on lending, product strategy, digital services, corporate strategy, and SME banking. In 2020, Marine joined the Financial and Capital Market Commission (FCMC) of Latvia as Director of the Financial Innovation Department. Following the merger of the FCMC into Latvijas Banka in January 2023, she became Head of the Financial Technology Supervision Department, leading oversight of payment services, crypto-asset services, crowdfunding services, horizontal ITC risk supervision across the financial sector and run SupTech development program. Marine holds a Master’s Degree in Finance from the University of Latvia and a professional diploma in Management from the Open University Business School (UK). She has also completed the Oxford Strategic Innovation Programme at Said Business School, and the Innovations and AI program at INSEAD. She has spoken at numerous fintech events internationally, advocating for collaborative dialogue between regulators and fintech innovators and modernizing supervision, integrating technological innovation in finance. She has also shared insights on financial innovation as guest lecturer at Riga Technical University and Riga Business School.

Jakub Wieclaw – Chairman of the Board, Magnetiq Bank (LV). Jakub Wieclaw is a financial and banking technology professional with more than 15 years of experience in developing and implementing innovative FinTech solutions and driving strategic business development across Europe. Prior to joining Magnetiq Bank, J. Wieclaw worked at Aion Bank S.A. and Vodeno Sp. z o.o., where, as Business Development Director, he managed projects across Northern and Central Europe, focusing on Banking-as-a-Service solutions. Under his leadership, several significant projects were successfully implemented in collaboration with companies such as PayPo, InPost, ZEN, and others, supporting the development and deployment of payment, lending, and digital banking solutions. J. Wieclaw is an expert in financial product development. One of his most notable achievements is the launch of the first fully mobile bank in Belgium. His expertise in digital transformation has helped traditional banks evolve into modern neobanks, driving innovation and enhancing customer satisfaction.

Sandra Rituma – Member of the Board, Magnetiq Bank (LV). Sandra Rituma oversees the areas of anti-money laundering and counter-terrorism and proliferation financing (AML/CTPF), sanctions risk management, operational compliance, and e-commerce risk management. She is an experienced compliance specialist with over ten years of experience in AML/CTPF and compliance within the banking and fintech sectors. Prior to joining Magnetiq Bank, she worked at Pyypl in the United Arab Emirates, where she led the Compliance and AML/CTPF supervision team across several countries. From 2019 to 2023, she served as Head of AML/CTPF at Mintos AS. Sandra holds a Professional Master’s degree in Financial Management from the Banking Institution of Higher Education. She has completed the Executive MBA program at the Stockholm School of Economics in Riga. She continuously enhances her expertise and obtained the CAMS (Certified Anti-Money Laundering Specialist) certification in 2018 and the PRINCE2 project management certification in 2022.

Rita Balogh – Senior AML Manager, Bolt (EE). With over 20 years of experience in anti-money laundering (AML) and fraud prevention within the financial services industry, Rita Balogh is a seasoned expert in financial crime risk management. Throughout her career, she has led and supported initiatives aimed at strengthening controls, enhancing detection frameworks, and building resilient compliance programs. She is deeply passionate about protecting the integrity of the financial system and staying ahead of emerging fraud threats.

Edgars Pastars – Partner, COBALT (LV). Edgars Pastars is the Head of the Financial Regulatory and Compliance Practice at COBALT Latvia. He is an ACAMS Certified Anti-Money Laundering Specialist (CAMS) and a Certified Global Sanctions Specialist (CGSS). Edgars has extensive experience in matters related to banking and finance, providing advice on legal issues, compliance (Moneyval evaluation), risk management, capital markets (including covered bonds, securitisation, pension funds), consumer credit and payments (including PSD2 implementation). He has represented Latvia’s financial sector at European Banking Federation and Europol working groups.