Financial Services Regulatory

We are recognized for our strong financial services regulatory practice. We are the legal service provider of choice for many local and international banks and other financial service providers for regulatory advice related to the introduction of new services or reorganization of activities. We also advise major financial institutions on regulatory aspects of M&A transactions.

We offer a full range of regulatory services, including assistance with:

• Licencing and registration of regulated financial institutions
• Regulatory compliance
• Regulatory due diligence
• Anti-money laundering and targeted financial sanctions compliance
• PSD2 compliance
• Representation of clients before financial service regulators
• Handling of regulatory formalities in the acquisition of holdings in regulated financial institutions
• Drafting of the financial institution and service policies and procedures
• Representation of clients’ interests in legislative drafting
• Advice on impact of directly applicable EU financial institutions and financial services legislation

Over the course of many years, we have developed a strong network with key institutions in the field, including local stock exchanges, financial supervision authorities, and other regulatory bodies. Our regulatory team regularly advises global and multinational financial institutions about the legal aspects of legal, regulatory, and AML matters in relation to the cross-border provision of financial services in the Baltic States.

With the recent boom in non-banking consumer lending in the Baltics, our legal team has developed the first-hand experience in relevant regulation and compliance issues, including crowdfunding, crowdlending, and other innovative financing techniques.